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Listing provided courtesy of Harbor Point Realty- MLS# 401133MLS Provider

632 Mariner CircleAlligator Point, FL 32346

Single Family · 3 Beds · 2 Full Baths · 1,430 Sq. ft. | 0.59 Acres
$669,000 Active

632 Mariner Circle Overview

Time on Site:
17 days
Visits:
0

Discover the ultimate Florida lifestyle in this waterfront retreat on Alligator Point. Perfectly positioned for the avid angler or those seeking a serene coastal escape, this property offers a rare combination of modern updates, functional space, and expansive harbor frontage. Prime Waterfront: Situated on 2 buildable lots with 160 feet of direct frontage on Alligator Harbor. A 3rd adjacent lot with a storage building is also available at additional cost. 3-bedroom, 2-bathroom with water views from almost every room. Relax on the large screened porch or soak up the sun on the brand-new open deck, perfect for morning coffee or sunset dinners. Features a private dock and easy access to a nearby boat ramp. The harbor provides a direct gateway to the Gulf of Mexico, offering world-class inshore and offshore fishing right at your doorstep. The sale includes the detached garage and workshop located on the 2nd buildable lot, providing incredible versatility for expansion or a specialized hobby space. Freshly painted interior 2026 New tankless water heater (2026) Recently Pumped and Inspected Septic System 2026 Roof Replacement in 2019 New Open Deck and Stairs in 2026 Termite inspection and treatment with bond in April 2026 Insurance inspections completed April 2026 Includes portable generator with professionally installed connection to house Whether you are looking for a permanent residence or a vacation getaway, this Alligator Point home is move-in ready and built for the coastal enthusiast. Schedule your private tour today to experience harbor-front living at its finest! Seller is a Florida licensed real estate broker.

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632 Mariner Circle Facts & Features

  • Type Single Family
  • Sq. ft. 1,430
  • Price/Sq.ft. $468
  • Lot 0.59 Acres

Details

General

Association/HOA

  • Association Fee Includes: None

School Information

  • Elementary School: OTHER COUNTY
  • Middle Or Junior School: OTHER COUNTY
  • High School: Franklin County High School

Building Information

  • Year Built: 1968

Location/Region

  • County Or Parish: Franklin
  • MLS Area Major: Franklin
  • Postal City: PANACEA
  • Subdivision Name: Sun N Sands

Rent/Lease Information

  • Lease Considered: false

Tax Information

  • Tax Annual Amount: 2085.0

General Information

  • Disclosures: Owner Is Listing Agent
  • Listing Terms: Conventional,FHA,USDA Loan
  • Property Sub Type: Detached
  • Property Type: Residential
  • Special Listing Conditions: Standard

Interior

Parking Information

  • Garage Spaces: 1.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 3

Building Interior

  • Building Area Source: Assessor
  • Building Area Total: 1430.0

General Information

  • Appliances: Dryer,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Washer
  • Fireplace: false
  • Flooring: Carpet,Hardwood,Tile
  • Foundation Details: Crawlspace
  • Interior Features: Tray Ceiling(s),Vaulted Ceiling(s),Pantry,Split Bedrooms,Walk-In Closet(s)
  • Living Area: 1430.0
  • Living Area Source: Assessor
  • Other Equipment: Generator
  • Stories: 1

Exterior

Parking Information

  • Parking Features: Garage,One Car Garage

Lot Information

  • Lot Size Acres: 0.59
  • Lot Size Dimensions: 160x160x160x160
  • Road Responsibility: Public Maintained Road
  • Road Surface Type: Unimproved

Waterfront/View

  • Waterfront Features: Bay Access
  • Waterfront: true

Building Exterior/Construction

  • Architectural Style: One Story,Traditional
  • Construction Materials: Vinyl Siding
  • Patio And Porch Features: Deck,Porch,Screened
  • Property Attached: false

General Information

  • Fencing: Partial
  • Pool Private: false
  • Sewer: Septic Tank

Room Information

Room: Bedroom 2

  • Dimensions: 12*9

Room: Bedroom 3

  • Dimensions: 8*13

Room: Dining Room

  • Dimensions: 0

Room: Family Room

  • Dimensions: 0

Room: Kitchen

  • Dimensions: 8*24

Room: Living Room

  • Dimensions: 14*16

Room: Other

  • Dimensions: 11*40

Room: Primary Bedroom

  • Dimensions: 15*15

632 Mariner Circle Neighborhood

Community

32346 (Alligator Point) Demographics

49
Median Age
31
Population Density (per sq. mile)
25%
College Educated
$44,097
Estimated Median Income
627
Estimated Total Home Owners
149
Estimated Total Renters
81% / 19%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

632 Mariner Circle Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

632 Mariner Circle Market Data

Based on the last 30 days in this zip code

$657,658
Average List Price
$394
Average Price per Square Foot
6
Properties Sold
75
Average Days on Market
74
Properties for Sale
Calculations provided by Reliance Network

632 Mariner Circle History

Date Event Value Agent
6/27/2026Source: Capital Area Technology & Realtor Services Price Reduction
$669,000 -1.5%
6/21/2026Source: Capital Area Technology & Realtor Services Price Reduction
$679,000 -2.9%
6/12/2026Source: Capital Area Technology & Realtor Services Added to Database
June 12, 2026