Listing provided courtesy of EXP Realty LLC- MLS# 1003796MLS Provider

3507 Treasure CirclePanama City Beach, FL 32408

Single Family · 3 Beds · 2 Full Baths · 1,505 Sq. ft. | 0.21 Acres
$485,000 Active

3507 Treasure Circle Overview

Time on Site:
38 days
Visits:
0

Discover refined coastal living in this beautifully updated beach retreat located on the highly desirable east end of Panama City Beach, just moments from the Gulf, Grand Lagoon, Capt. Anderson's, and local favorite waterfront dining. Perfectly suited as a primary residence, second home, or luxury vacation rental, this property combines style, comfort, and functionality in an unbeatable location. This thoughtfully upgraded 3-bedroom, 2-bath home features an open-concept layout with vaulted ceilings, a fireplace, split-bedroom design, and durable tile flooring throughout. The kitchen and living spaces flow seamlessly for entertaining and everyday living, while recent improvements--including newer appliances, updated lighting and ceiling fans, fresh interior and exterior paint, and upgraded systems--add modern appeal and peace of mind. One of the home's standout features is the fully finished garage, transformed into an impressive game room complete with a split-unit A/C system and professionally coated flooring, creating the perfect bonus space for entertaining, relaxing, or maximizing short-term rental appeal. Designed with both lifestyle and investment potential in mind, this home is truly turnkey and ready to perform as a short-term rental from day one--allowing the next owner to hit the ground running with a fully guest-friendly setup in one of PCB's most desirable rental corridors. Outdoor living is equally inviting with ample parking, a circular drive, spacious lot, and easy access to boating, beaches, and recreation. Located approximately ½ mile from the beach and just minutes to public boat ramps with Gulf access, this home delivers the ultimate coastal lifestyle. With vacation rentals allowed and extensive updates already completed, this move-in-ready property presents an exceptional opportunity to own a stylish and versatile home in one of Panama City Beach's most sought-after areas.

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3507 Treasure Circle Facts & Features

  • Type Single Family
  • Sq. ft. 1,505
  • Price/Sq.ft. $322
  • Lot 0.21 Acres

Details

General

School Information

  • Elementary School: Patronis
  • Middle Or Junior School: Surfside
  • High School: Arnold

Listing Information

  • Buyer Financing: Conventional,FHA,VA

Building Information

  • New Construction: false
  • Year Built: 1993

Location/Region

  • County Or Parish: Bay
  • MLS Area Major: 27 - Bay County
  • MLS Area Minor: 2723 - Beach - South of Grand Lagoon
  • Subdivision Name: TREASURE ISLAND

Community/Development

  • Community Features: Short Term Rental - Allowed

Tax Information

  • Tax Annual Amount: 5863.8
  • Tax Year: 2025

General Information

  • Parcel Number: 31481-000-000
  • Property Condition: Construction Complete
  • Property Sub Type: Detached Single Family
  • Property Type: Residential
  • Zoning: Resid Single Family

Interior

Parking Information

  • Garage Spaces: 2.0

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 3

Building Interior

  • Building Area Source: County PA Records
  • Building Area Total: 1505.0

General Information

  • Appliances: Dishwasher,Dryer,Microwave,Refrigerator,Smoke Detector,Washer
  • Interior Features: Breakfast Bar,Ceiling Vaulted,Fireplace,Split Bedroom
  • Rooms Total: 5
  • Stories: 1

Exterior

Lot Information

  • Lot Features: Within 1/2 Mile to Water
  • Lot Size Acres: 0.21
  • Lot Size Area: 0.21
  • Lot Size Dimensions: 78 x 100
  • Lot Size Square Feet: 9147.6
  • Lot Size Units: Acres
  • Road Surface Type: Paved

Building Exterior/Construction

  • Architectural Style: Ranch
  • Attached Garage: true
  • Construction Materials: Stucco

General Information

  • Carport: false
  • Exterior Features: Sprinkler System
  • Road Frontage Type: City Street
  • Utilities: Electric,Public Water

Room Information

Room: Dining Area

  • Level: First
  • Dimensions: 18 x 23
  • Length: 18.00
  • Width: 23.00

Room: Dining Area

  • Level: First
  • Dimensions: 0 x 0
  • Length: 0.00
  • Width: 0.00

Room: Florida Room

  • Level: First
  • Dimensions: 15 x 21
  • Length: 15.00
  • Width: 21.00

Room: Kitchen

  • Level: First
  • Dimensions: 0 x 0
  • Length: 0.00
  • Width: 0.00

Room: Master Bedroom

  • Level: First
  • Dimensions: 15 x 21
  • Length: 15.00
  • Width: 21.00

3507 Treasure Circle Neighborhood

Community

32408 (Panama City Beach) Demographics

43
Median Age
751
Population Density (per sq. mile)
48%
College Educated
$57,202
Estimated Median Income
5,833
Estimated Total Home Owners
2,869
Estimated Total Renters
67% / 33%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

3507 Treasure Circle Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

3507 Treasure Circle Market Data

Based on the last 30 days in this zip code

$616,879
Average List Price
$391
Average Price per Square Foot
97
Properties Sold
89
Average Days on Market
1,054
Properties for Sale
Calculations provided by Reliance Network

3507 Treasure Circle History

Date Event Value Agent
5/22/2026Source: Emerald Coast MLS Added to Database
May 22, 2026