Listing provided courtesy of EXP Realty LLC- MLS# 1003008MLS Provider

628 Mountain DriveDestin, FL 32541

Single Family · 4 Beds · 3 Full Baths · 2,550 Sq. ft. | 0.22 Acres
$499,000 Active

628 Mountain Drive Overview

Time on Site:
42 days
Visits:
0

COASTAL LIVING Welcome to this beautifully maintained single-level home located in the highly desirable Sea Hills neighborhood in the heart of Destin. Just minutes from the Destin Harbor, waterfront dining, shopping, entertainment, and the white sand beaches of the Emerald Coast, this spacious residence offers comfort, functionality, and exceptional outdoor living. This thoughtfully designed split floor plan features 4 bedrooms and 3 baths, including two primary suites with private en-suite baths, making it ideal for multi-generational living, guests, or a second-home retreat. Inside, you'll find fresh interior paint, crown molding, new lighting fixtures, a built-in desk and cabinetry, and a cozy natural gas fireplace that anchors the main living area. The spacious Florida room adds approximately 450 square feet of additional living space and overlooks the private backyard oasis. The kitchen is equipped with stainless steel appliances, granite countertops, sink 2026, refrigerator 2026, and a dishwasher 2025. The home also features two jetted tubs, a walk-in shower, an on-demand hot water heater installed in 2022, central heat and air with HVAC replaced in 2019, and a whole-house Generac generator for added peace of mind. Hurricane shutters and a fully irrigated lawn further enhance the property's convenience and durability. Outdoor living shines with approximately 520 square feet of decking, outer deck lighting, and mature shrubbery providing exceptional privac and a fully fenced backyard with room for a future POOL addition. A gated boat pad offers secure storage for your boat or recreational vehicles. Perfect for enjoying the Destin lifestyle with easy access to the harbor and Gulf waters. With no HOA, abundant outdoor space, and a prime central Destin location, this move-in-ready property offers an outstanding opportunity as a primary residence, vacation home, or investment property. Only long-term rentals allowed--buyer to verify all information. Call listing agent Robin Payne to schedule a showing.

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628 Mountain Drive Facts & Features

  • Type Single Family
  • Sq. ft. 2,550
  • Price/Sq.ft. $196
  • Lot 0.22 Acres

Details

General

School Information

  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Destin

Listing Information

  • Buyer Financing: Conventional,FHA,VA

Building Information

  • New Construction: false
  • Year Built: 1974

Location/Region

  • County Or Parish: Okaloosa
  • MLS Area Major: 14 - Destin
  • MLS Area Minor: 1403 - Destin Northwest
  • Subdivision Name: SEA HILLS 1ST

Tax Information

  • Tax Annual Amount: 4794.22
  • Tax Year: 2025

General Information

  • Parcel Number: 00-2S-22-3081-000C-0020
  • Property Condition: Construction Complete
  • Property Sub Type: Detached Single Family
  • Property Type: Residential
  • Zoning: Resid Single Family

Interior

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total: 3
  • Bedrooms Total: 4

Building Interior

  • Building Area Source: Agent-Measured
  • Building Area Total: 2550.0

General Information

  • Interior Features: Fireplace
  • Rooms Total: 6
  • Stories: 1

Exterior

Lot Information

  • Lot Size Acres: 0.22
  • Lot Size Area: 0.22
  • Lot Size Dimensions: Irregular
  • Lot Size Square Feet: 9583.2
  • Lot Size Units: Acres
  • Road Surface Type: Paved

Building Exterior/Construction

  • Architectural Style: Ranch

General Information

  • Carport: false
  • Road Frontage Type: City Street
  • Utilities: Gas - Natural

Room Information

Room: Bedroom

  • Level: First
  • Dimensions: 0 x 0
  • Length: 0.00
  • Width: 0.00

Room: Dining Area

  • Level: First
  • Dimensions: 0 x 0
  • Length: 0.00
  • Width: 0.00

Room: Florida Room

  • Level: First
  • Dimensions: 0 x 0
  • Length: 0.00
  • Width: 0.00

Room: Full Bathroom

  • Level: First
  • Dimensions: 0 x 0
  • Length: 0.00
  • Width: 0.00

Room: Kitchen

  • Level: First
  • Dimensions: 0 x 0
  • Length: 0.00
  • Width: 0.00

Room: Living Room

  • Level: First
  • Dimensions: 0 x 0
  • Length: 0.00
  • Width: 0.00

628 Mountain Drive Neighborhood

Community

32541 (Destin) Demographics

42
Median Age
1,066
Population Density (per sq. mile)
56%
College Educated
$84,865
Estimated Median Income
5,459
Estimated Total Home Owners
2,858
Estimated Total Renters
66% / 34%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

628 Mountain Drive Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

628 Mountain Drive Market Data

Based on the last 30 days in this zip code

$1,023,083
Average List Price
$527
Average Price per Square Foot
73
Properties Sold
147
Average Days on Market
808
Properties for Sale
Calculations provided by Reliance Network

628 Mountain Drive History

Date Event Value Agent
6/23/2026Source: Emerald Coast MLS Price Reduction
$499,000 -1.0%
6/18/2026Source: Emerald Coast MLS Price Reduction
$504,000 -1.0%
6/12/2026Source: Emerald Coast MLS Price Reduction
$509,000 -1.9%
6/4/2026Source: Emerald Coast MLS Price Reduction
$519,000 -1.9%
5/25/2026Source: Emerald Coast MLS Price Reduction
$529,000 -2.7%
5/18/2026Source: Emerald Coast MLS Added to Database
May 18, 2026