Listing provided courtesy of Emerald Coast Vacation Rentals & Sales- MLS# 999425MLS Provider

106 Terra Cotta WayDestin, FL 32541

Single Family · 4 Beds · 4 Full Baths · 2,290 Sq. ft. | 0.12 Acres
$1,199,000 Active

106 Terra Cotta Way Overview

Time on Site:
89 days
Visits:
0

Welcome to your slice of paradise in the ''World's Luckiest Fishing Village'' and steps from the most breathtaking sugar white sand beaches and emerald waters in the world. This stunning new home in Terra Cotta Terrace perfectly blends coastal elegance with modern comfort, offering an exceptional opportunity as both a luxury getaway and a high-performing investment property. All just a short walk from the neighborhood's dedicated beach access. Designed with both relaxation and entertaining in mind, this beautifully furnished home sleeps up to 14 guests and features a private pool surrounded by lush landscaping. Inside, you'll find a thoughtfully designed layout with upscale finishes throughout, including hardwood floors, tile accents, and a bright, open-concept living space. The updated kitchen and spa-inspired bathrooms add a touch of luxury to every stay. It really is like a 5 bedroom house with the built in bunk room on the 1st floor. Currently operating as a successful short-term vacation rental, this property is truly turnkey and ready for immediate income. Whether you're looking for a personal beach retreat, an investment opportunity, or both, this home checks every box. Don't miss your chance to own a piece of paradise in one of Florida's most sought after coastal destinations.

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106 Terra Cotta Way Facts & Features

  • Type Single Family
  • Sq. ft. 2,290
  • Price/Sq.ft. $524
  • Lot 0.12 Acres

Details

General

Association/HOA

  • Association Fee Includes: Ground Keeping,Master Association,Recreational Faclty
  • Association: true

School Information

  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Destin

Building Information

  • New Construction: false
  • Year Built: 2016

Location/Region

  • County Or Parish: Okaloosa
  • MLS Area Major: 14 - Destin
  • MLS Area Minor: 1404 - Destin Beach East
  • Subdivision Name: TERRA COTTA TERRACE

Community/Development

  • Community Features: Community Room,Pool,Tennis

General Information

  • Parcel Number: 00-2S-22-2499-0000-0350
  • Property Condition: Construction Complete
  • Property Sub Type: Detached Single Family
  • Property Type: Residential
  • Zoning: Resid Single Family

Interior

Beds/Baths

  • Bathrooms Full: 4
  • Bathrooms Half: 0
  • Bathrooms Total: 4
  • Bedrooms Total: 4

Building Interior

  • Building Area Source: County PA Records
  • Building Area Total: 2290.0

General Information

  • Appliances: Water Heater - Tnkls
  • Interior Features: Kitchen Island,Owner's Closet
  • Rooms Total: 7
  • Stories: 2

Exterior

Lot Information

  • Lot Size Acres: 0.12
  • Lot Size Area: 0.12
  • Lot Size Dimensions: Irregular
  • Lot Size Square Feet: 5227.2
  • Lot Size Units: Acres

Building Exterior/Construction

  • Architectural Style: Traditional
  • Construction Materials: Stucco

General Information

  • Carport: false
  • Exterior Features: Fenced Back Yard,Shower
  • Pool Features: Pool - Heated,Pool Type
  • Utilities: Electric,Gas - Natural,Phone,Public Water,TV Cable

Room Information

Room: Bedroom

  • Level: First
  • Dimensions: 13.08 x 11.66
  • Length: 13.08
  • Width: 11.66

Room: Bedroom

  • Level: First
  • Dimensions: 13.66 x 9.33
  • Length: 13.66
  • Width: 9.33

Room: Great Room

  • Level: First
  • Dimensions: 18.25 x 16.5
  • Length: 18.25
  • Width: 16.50

Room: Kitchen

  • Level: First
  • Dimensions: 16.83 x 9.83
  • Length: 16.83
  • Width: 9.83

Room: Bedroom

  • Level: Second
  • Dimensions: 15 x 12.75
  • Length: 15.00
  • Width: 12.75

Room: Bedroom

  • Level: Second
  • Dimensions: 14.08 x 11.08
  • Length: 14.08
  • Width: 11.08

Room: Master Bedroom

  • Level: Second
  • Dimensions: 14.25 x 12.08
  • Length: 14.25
  • Width: 12.08

106 Terra Cotta Way Neighborhood

Community

32541 (Destin) Demographics

42
Median Age
1,066
Population Density (per sq. mile)
56%
College Educated
$84,865
Estimated Median Income
5,459
Estimated Total Home Owners
2,858
Estimated Total Renters
66% / 34%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

106 Terra Cotta Way Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

106 Terra Cotta Way Market Data

Based on the last 30 days in this zip code

$1,023,083
Average List Price
$527
Average Price per Square Foot
73
Properties Sold
147
Average Days on Market
808
Properties for Sale
Calculations provided by Reliance Network

106 Terra Cotta Way History

Date Event Value Agent
6/26/2026Source: Emerald Coast MLS Price Reduction
$1,199,000 -2.1%
5/22/2026Source: Emerald Coast MLS Price Reduction
$1,225,000 -3.9%
4/1/2026Source: Emerald Coast MLS Added to Database
April 01, 2026