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Listing provided courtesy of SOUTHERN WAY REALTY, INC.- MLS# 785291MLS Provider

5095 Pine Ridge DriveChipley, FL 32428

Single Family · 1 Bed · 1 Full Bath · 1,140 Sq. ft. | 1.55 Acres
$269,999 Active

5095 Pine Ridge Drive Overview

Time on Site:
104 days
Visits:
0

One-of-a-kind waterfront retreat on beautiful Piney Lake! This unique property offers the perfect blend of functionality and breathtaking views, featuring a climatized 3-car garage on the ground level with a thoughtfully designed 1 bedroom, 1 bath home above to capture the best lakefront scenery. Step inside to find rich hardwood floors and an open-concept living area that flows seamlessly into the eat-in kitchen equipped with granite countertops, tile flooring, and an abundance of cabinetry. The bathroom features tile floors, a custom tiled shower, and a convenient laundry area for added functionality. The bedroom is a true highlight, offering direct access to a private balcony overlooking the lake, the perfect spot to enjoy your morning coffee or unwind with sunset views. Whether you're looking for a weekend getaway, investment opportunity, or full-time lakefront living, this property delivers charm, versatility, and unbeatable views, all located approximately 35 minutes from Panama City Beach, home to ''The World's Most Beautiful Beaches.''

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5095 Pine Ridge Drive Facts & Features

  • Type Single Family
  • Sq. ft. 1,140
  • Price/Sq.ft. $237
  • Lot 1.55 Acres

Details

General

Association/HOA

  • Association: false

Building Information

  • New Construction: false
  • Year Built: 2007

Location/Region

  • County Or Parish: Washington
  • MLS Area Major: 10 - Washington County
  • MLS Area Minor: 1002 - Washington SE
  • Postal City: Chipley
  • Subdivision Name: Pine Lake Estates

Tax Information

  • Tax Annual Amount: 2349.0
  • Tax Year: 2025

General Information

  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Parking Information

  • Garage Spaces: 3.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 1
  • Bathrooms Total: 1
  • Bedrooms Total: 1

Building Interior

  • Building Area Total: 1140.0

General Information

  • Appliances: Electric Range
  • Foundation Details: Slab
  • Living Area Source: Appraiser
  • Rooms Total: 3
  • Units Furnished: None

Exterior

Lot Information

  • Lot Features: Paved
  • Lot Size Acres: 1.55
  • Lot Size Area: 1.55
  • Lot Size Dimensions: 109x663x116x613
  • Lot Size Square Feet: 67518.0
  • Lot Size Units: Acres

Waterfront/View

  • Waterfront Features: Lake,Lake Front
  • Waterfront: true

Building Exterior/Construction

  • Architectural Style: Other
  • Attached Garage: false
  • Construction Materials: Stone
  • Mobile Dim Units: Feet
  • Patio And Porch Features: Balcony
  • Roof: Composition,Shingle

Room Information

Room: Bedroom

  • Level: Second
  • Dimensions: 29.7 x 19.1
  • Length: 29.7
  • Width: 19.1

Room: Kitchen

  • Level: Second
  • Dimensions: 9.1 x 13.9
  • Length: 9.1
  • Width: 13.9

Room: Living Room

  • Level: Second
  • Dimensions: 18.3 x 19.1
  • Length: 18.3
  • Width: 19.1

5095 Pine Ridge Drive Neighborhood

Community

32428 (CHIPLEY) Demographics

41
Median Age
60
Population Density (per sq. mile)
20%
College Educated
$40,084
Estimated Median Income
4,796
Estimated Total Home Owners
1,270
Estimated Total Renters
79% / 21%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

5095 Pine Ridge Drive Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

5095 Pine Ridge Drive Market Data

Based on the last 30 days in this zip code

$293,874
Average List Price
$173
Average Price per Square Foot
16
Properties Sold
69
Average Days on Market
205
Properties for Sale
Calculations provided by Reliance Network

5095 Pine Ridge Drive History

Date Event Value Agent
5/5/2026Source: Central Panhandle MLS Price Reduction
$269,999 -3.6%
3/17/2026Source: Central Panhandle MLS Added to Database
March 17, 2026