Listing provided courtesy of EXP Realty LLC- MLS# 991465MLS Provider

2432 Valley Oak Court A&BPanama City Beach, FL 32408

Condo/Townhouse · 4 Beds · 4 Full Baths · 2,196 Sq. ft.
$475,000 Active

2432 Valley Oak Court A&B Overview

Time on Site:
193 days
Visits:
0

Excellent investment or owner-occupant opportunity with this well designed 2-unit property, where each unit offers 2 bedrooms and 2 bathrooms. Both units feature separate power and water meters, allowing for fully independent living and strong rental flexibility. Both Unit A and Unit B are currently occupied, providing immediate income from day one. This property offers a great blend of functionality and investment appeal in a high-demand rental market, with strong potential for long-term rental performance and future flexibility. Location is a major highlight situated on North Lagoon, you're just a 2-minute drive to the beautiful beaches, and approximately 15 minutes from Pier Park, known for its shopping, dining, and entertainment.

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2432 Valley Oak Court A&B Facts & Features

  • Type Condo/Townhouse
  • Sq. ft. 2,196
  • Price/Sq.ft. $216

Details

General

School Information

  • Elementary School: Patronis
  • Middle Or Junior School: Surfside
  • High School: Arnold

Listing Information

  • Buyer Financing: Conventional,FHA,VA

Building Information

  • New Construction: false
  • Year Built: 2019

Location/Region

  • County Or Parish: Bay
  • MLS Area Major: 27 - Bay County
  • MLS Area Minor: 2719 - Beach - East
  • Subdivision Name: NORTH LAGOON OAKS

Tax Information

  • Tax Annual Amount: 5684.85
  • Tax Year: 2025

General Information

  • Parcel Number: 30167-808-000
  • Property Condition: Construction Complete
  • Property Sub Type: Attached Single Unit
  • Property Type: Residential
  • Zoning: Resid Multi-Family

Interior

Beds/Baths

  • Bathrooms Full: 4
  • Bathrooms Half: 0
  • Bathrooms Total: 4
  • Bedrooms Total: 4

Building Interior

  • Building Area Source: County PA Records
  • Building Area Total: 2196.0

General Information

  • Appliances: Dishwasher,Microwave,Stove/Oven Electric,Water Heater - Elect
  • Rooms Total: 6
  • Stories: 1

Exterior

Lot Information

  • Lot Size Units: Acres

Building Exterior/Construction

  • Architectural Style: Duplex
  • Attached Garage: true

General Information

  • Carport: false
  • Utilities: Public Water

Room Information

Room: Bedroom

  • Level: First
  • Dimensions: 11 x 11
  • Length: 11.00
  • Width: 11.00

Room: Bedroom

  • Level: First
  • Dimensions: 11 x 13
  • Length: 11.00
  • Width: 13.00

Room: Bedroom

  • Level: First
  • Dimensions: 11 x 11
  • Length: 11.00
  • Width: 11.00

Room: Bedroom

  • Level: First
  • Dimensions: 11 x 13
  • Length: 11.00
  • Width: 13.00

Room: Kitchen

  • Level: First
  • Dimensions: 11 x 8
  • Length: 11.00
  • Width: 8.00

Room: Living Room

  • Level: First
  • Dimensions: 19 x 13
  • Length: 19.00
  • Width: 13.00

2432 Valley Oak Court A&B Neighborhood

Community

32408 (Panama City) Demographics

43
Median Age
751
Population Density (per sq. mile)
48%
College Educated
$57,202
Estimated Median Income
5,833
Estimated Total Home Owners
2,869
Estimated Total Renters
67% / 33%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

2432 Valley Oak Court A&B Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

2432 Valley Oak Court A&B Market Data

Based on the last 30 days in this zip code

$616,879
Average List Price
$391
Average Price per Square Foot
97
Properties Sold
89
Average Days on Market
1,054
Properties for Sale
Calculations provided by Reliance Network

2432 Valley Oak Court A&B History

Date Event Value Agent
6/1/2026Source: Central Panhandle MLS Price Reduction
$475,000 -4.8%
5/31/2026Source: Central Panhandle MLS Status Change
Active
5/22/2026Source: Central Panhandle MLS Status Change
Pending
5/18/2026Source: Central Panhandle MLS Price Reduction
$499,000 -3.1%
3/30/2026Source: Central Panhandle MLS Price Reduction
$515,000 -1.9%
3/17/2026Source: Central Panhandle MLS Added to Database
March 17, 2026