Listing provided courtesy of Think Real Estate- MLS# 783772MLS Provider

4501 Tender Creek CovePanama City, FL 32409

Single Family · 3 Beds · 2 Full Baths · 1 Half Bath · 2,794 Sq. ft. | 1.30 Acres
$599,000 Active

4501 Tender Creek Cove Overview

Time on Site:
104 days
Visits:
0

Welcome to 4501 Tender Creek Cove in Cedar Creek, a gated community offering privacy, security, and resort-style amenities. This custom-built 2,654 sq ft home (2016) sits on a generous 1.3-acre lot on a quiet cul-de-sac, blending modern comfort with peaceful country living. The home features 3 bedrooms, 2.5 bathrooms, and a versatile upstairs loft that can easily function as a fourth bedroom, home office, or media room. Recent updates include a beautifully remodeled kitchen ideal for entertaining and a luxuriously updated primary bathroom designed for relaxation. A standout feature of the property is the enclosed 24' x 36' pole barn, complete with power and spray foam insulation, making it perfect for a workshop, storage, hobbies, or small business use. Residents of Cedar Creek enjoy access to an HOA that includes a clubhouse, swimming pool, playground, and expansive green spaces, providing a true neighborhood lifestyle while still offering room to spread out. Property highlights: Custom-built home (2016) 2,794 sq ft on a 1.3-acre lot 3 bedrooms + upstairs loft (optional 4th bedroom) 2 full baths + 1 half bath Whole House Stereo System Extended Back Patio Recently remodeled kitchen and primary bathroom Enclosed 24' x 36' pole barn with power & spray foam insulation Gated community with clubhouse, pool, playground & green space Quiet cul-de-sac location This property delivers the perfect combination of space, security, modern updates, and community amenities—a rare find in Cedar Creek.

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4501 Tender Creek Cove Facts & Features

  • Type Single Family
  • Sq. ft. 2,794
  • Price/Sq.ft. $214
  • Lot 1.30 Acres

Details

General

Association/HOA

  • Association: true

School Information

  • Elementary School: Deane Bozeman
  • Middle Or Junior School: Deane Bozeman
  • High School: Deane Bozeman

Building Information

  • New Construction: false
  • Year Built: 2016

Location/Region

  • County Or Parish: Bay
  • MLS Area Major: 04 - Bay County - North
  • MLS Area Minor: 0410 - Bay North - West Deerpoint/Southport
  • Postal City: Panama City
  • Subdivision Name: Cedar Creek At Deerpoint Lake

Community/Development

  • Community Features: Community Pool

Tax Information

  • Tax Annual Amount: 3493.0
  • Tax Year: 2025

General Information

  • Parcel Number: 07611-300-013
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 3

Building Interior

  • Building Area Total: 2794.0

General Information

  • Levels: Two
  • Living Area Source: Plans
  • Rooms Total: 3
  • Stories: 2
  • Stories Total: 2
  • Units Furnished: None

Exterior

Lot Information

  • Lot Size Acres: 1.3
  • Lot Size Area: 1.3
  • Lot Size Dimensions: 85 x 400
  • Lot Size Square Feet: 56628.0
  • Lot Size Units: Acres

Waterfront/View

  • Waterfront: false

Building Exterior/Construction

  • Architectural Style: Craftsman
  • Mobile Dim Units: Feet

General Information

  • Pool Features: Community

Room Information

Room: Bedroom

  • Level: First
  • Dimensions: 13 x 10
  • Length: 13.0
  • Width: 10.0

Room: Bedroom

  • Level: First
  • Dimensions: 13 x 10
  • Length: 13.0
  • Width: 10.0

Room: Bedroom

  • Level: First
  • Dimensions: 15 x 17
  • Length: 15.0
  • Width: 17.0

4501 Tender Creek Cove Neighborhood

Community

32409 (Panama City) Demographics

43
Median Age
119
Population Density (per sq. mile)
23%
College Educated
$56,789
Estimated Median Income
3,369
Estimated Total Home Owners
422
Estimated Total Renters
89% / 11%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

4501 Tender Creek Cove Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

4501 Tender Creek Cove Market Data

Based on the last 30 days in this zip code

$529,491
Average List Price
$221
Average Price per Square Foot
21
Properties Sold
64
Average Days on Market
154
Properties for Sale
Calculations provided by Reliance Network

4501 Tender Creek Cove History

Date Event Value Agent
4/1/2026Source: Central Panhandle MLS Price Reduction
$599,000 -7.1%
3/17/2026Source: Central Panhandle MLS Added to Database
March 17, 2026