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Listing provided courtesy of CENTURY 21 Commander Realty- MLS# 784285MLS Provider

3428 High Cliff RoadPanama City, FL 32409

Single Family · 4 Beds · 2 Full Baths · 1 Half Bath · 2,205 Sq. ft. | 0.55 Acres
$440,000 Active

3428 High Cliff Road Overview

Time on Site:
104 days
Visits:
0

This home is located in a beautiful area of Bay County at the end of Resota Beach Road close to Deerpoint Lake where you can access in a very short drive////// This home has 4 Spacious Bedrooms & 2.5 Baths, 1/2 Acre Lot. This home has many Energy Efficient Features All LED Lights, Fully Insulated Interior Walls, Low E windows & much more. No HOA Fee's. The Interior Features bullnose rounded wall corners, crown molding, tray ceilings in the Living room, Dining & Master Bedroom, recessed & upgraded light fixtures throughout, luxury high end vinyl plank flooring, Ceramic Tile & The Kitchen is a show stopper with breakfast bar, Quartz counter tops, custom hardwood cabinetry with pull out slider drawers, double built in trashcans, deep drawers for pots & pan storage, all stainless steel TWO PANTRIES////The Master suite is very spacious 14x19 & has a large master bath featuring his and her double quartz topped sink, Jacuzzi tub, separate 5ft shower w/ glass door! Back yard is fenced and ready to go to keep your children and fur babies safe! This is a beautiful rural area to raise a family.

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3428 High Cliff Road Facts & Features

  • Type Single Family
  • Sq. ft. 2,205
  • Price/Sq.ft. $200
  • Lot 0.55 Acres

Details

General

Association/HOA

  • Association: false

School Information

  • Elementary School: Deane Bozeman
  • Middle Or Junior School: Deane Bozeman
  • High School: Deane Bozeman

Building Information

  • New Construction: false
  • Year Built: 2020

Location/Region

  • County Or Parish: Bay
  • MLS Area Major: 04 - Bay County - North
  • MLS Area Minor: 0410 - Bay North - West Deerpoint/Southport
  • Postal City: Panama City
  • Subdivision Name: Cedar Creek Chase Ph 1

Tax Information

  • Tax Annual Amount: 4087.0
  • Tax Year: 2025

General Information

  • Parcel Number: 07585-326-000
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 4

Building Interior

  • Building Area Total: 2205.0

General Information

  • Appliances: Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Plumbed For Ice Maker
  • Foundation Details: Slab
  • Living Area Source: Appraiser
  • Rooms Total: 7
  • Units Furnished: None

Exterior

Parking Information

  • Parking Features: Garage,Garage Door Opener

Lot Information

  • Lot Size Acres: 0.55
  • Lot Size Area: 0.55
  • Lot Size Dimensions: irregular
  • Lot Size Square Feet: 23958.0
  • Lot Size Units: Acres

Waterfront/View

  • Waterfront: false

Building Exterior/Construction

  • Architectural Style: Contemporary
  • Attached Garage: false
  • Construction Materials: Brick,Vinyl Siding
  • Mobile Dim Units: Feet
  • Patio And Porch Features: Covered,Patio
  • Roof: Shingle

General Information

  • Fencing: Fenced

Room Information

Room: Bedroom

  • Level: First
  • Dimensions: 15 x 12.5
  • Length: 15.0
  • Width: 12.5

Room: Bedroom

  • Level: First
  • Dimensions: 13 x 12.5
  • Length: 13.0
  • Width: 12.5

Room: Bedroom

  • Level: First
  • Dimensions: 14 x 12
  • Length: 14.0
  • Width: 12.0

Room: Dining Room

  • Level: First
  • Dimensions: 18 x 15
  • Length: 18.0
  • Width: 15.0

Room: Kitchen

  • Level: First
  • Dimensions: 17 x 13.5
  • Length: 17.0
  • Width: 13.5

Room: Living Room

  • Level: First
  • Dimensions: 20 x 18
  • Length: 20.0
  • Width: 18.0

Room: Primary Bedroom

  • Level: First
  • Dimensions: 19 x 14
  • Length: 19.0
  • Width: 14.0

3428 High Cliff Road Neighborhood

Community

32409 (Panama City) Demographics

43
Median Age
119
Population Density (per sq. mile)
23%
College Educated
$56,789
Estimated Median Income
3,369
Estimated Total Home Owners
422
Estimated Total Renters
89% / 11%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

3428 High Cliff Road Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

3428 High Cliff Road Market Data

Based on the last 30 days in this zip code

$529,491
Average List Price
$221
Average Price per Square Foot
21
Properties Sold
64
Average Days on Market
154
Properties for Sale
Calculations provided by Reliance Network

3428 High Cliff Road History

Date Event Value Agent
4/15/2026Source: Central Panhandle MLS Price Reduction
$440,000 -2.2%
3/17/2026Source: Central Panhandle MLS Added to Database
March 17, 2026