Listing provided courtesy of Adams Homes Realty, Inc.- MLS# 784767MLS Provider

9895 Summer Creek DrivePanama City, FL 32409

Single Family · 4 Beds · 2 Full Baths · 2,557 Sq. ft. | 0.68 Acres
$533,600 Active

9895 Summer Creek Drive Overview

Time on Site:
104 days
Visits:
0

Home is currently being built. Pictures for reference only. Options and colors may vary. LOT IS OVER HALF AN ACRE!! Step inside to a welcoming foyer that flows into a spacious family room — the true heart of the home — perfectly positioned next to the kitchen and breakfast nook for easy everyday living and entertaining. The kitchen features ample counterspace and overlooks the main living area, so the cook is always part of the conversation. Enjoy the cozy fireplace in the Family room adding ambiance to every gathering. Just off the family room, a covered porch extends your living space outdoors, ideal for morning coffee or evening gatherings. The private primary suite is thoughtfully tucked away and offers generous space, 2 walk-in closets, and an en-suite bath designed for comfort and convenience. Three additional bedrooms are located on the opposite side of the home, providing flexibility for guests, a home office, or hobbies, with a full bath nearby. A separate dining room near the entry adds versatility for formal meals or could serve as a flex space, while the centrally located laundry room provides everyday ease. With its functional flow, split-bedroom design, and seamless indoor-outdoor connection, this home delivers the space and layout today's buyers are looking for. Cedar Creek is life at an easier pace, the way you want it - naturally. Country Living with Convenience & Tranquility! This is it, this is home. Explore Cedar Creek at Deerpoint Lake in Panama City today!

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9895 Summer Creek Drive Facts & Features

  • Type Single Family
  • Sq. ft. 2,557
  • Price/Sq.ft. $209
  • Lot 0.68 Acres

Details

General

Association/HOA

  • Association Amenities: Dock,Gated,Gazebo,Barbecue,Picnic Area
  • Association: true

School Information

  • Elementary School: Deane Bozeman
  • Middle Or Junior School: Deane Bozeman
  • High School: Deane Bozeman

Building Information

  • New Construction: true
  • Year Built: 2026

Location/Region

  • County Or Parish: Bay
  • MLS Area Major: 04 - Bay County - North
  • MLS Area Minor: 0410 - Bay North - West Deerpoint/Southport
  • Postal City: Panama City
  • Subdivision Name: Cedar Creek At Deerpoint Lake

Community/Development

  • Community Features: Barbecue,Dock,Fishing,Playground,Park,Pool,Gated

Tax Information

  • Tax Annual Amount: 1073.0
  • Tax Year: 2025

General Information

  • Parcel Number: 07611-450-165
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 4

Building Interior

  • Building Area Total: 2557.0

General Information

  • Accessibility Features: Smart Technology
  • Appliances: Electric Range,Electric Water Heater,Plumbed For Ice Maker
  • Fireplace Features: Electric
  • Fireplace: true
  • Foundation Details: Slab
  • Interior Features: Double Vanity,Main Level Primary,Smart Home,Soaking Tub,Separate Shower,Walk-In Closet(s)
  • Levels: One
  • Living Area Source: Plans
  • Rooms Total: 8
  • Security Features: Gated Community,Security Lights,Security Gate,Smoke Detector(s)
  • Stories: 1
  • Stories Total: 1
  • Units Furnished: None

Exterior

Parking Information

  • Parking Features: Garage,Garage Door Opener,Paved,Gated

Lot Information

  • Lot Features: Cul-De-Sac,Sprinkler System
  • Lot Size Acres: 0.68
  • Lot Size Area: 0.68
  • Lot Size Dimensions: 110x270
  • Lot Size Square Feet: 29700.0
  • Lot Size Units: Acres
  • Road Responsibility: Public Maintained Road

Waterfront/View

  • Waterfront: false

Building Exterior/Construction

  • Architectural Style: Traditional
  • Attached Garage: false
  • Construction Materials: Brick,Wood Frame
  • Patio And Porch Features: Covered,Patio
  • Roof: Shingle

General Information

  • Pool Features: Community
  • Road Frontage Type: City Street
  • Utilities: Electricity Available,Natural Gas Available,High Speed Internet Available

Room Information

Room: Bedroom

  • Level: First
  • Dimensions: 10.33 x 10.5
  • Length: 10.33
  • Width: 10.5

Room: Bedroom

  • Level: First
  • Dimensions: 10.08 x 14.08
  • Length: 10.08
  • Width: 14.08

Room: Bedroom

  • Level: First
  • Dimensions: 12 x 14
  • Length: 12.0
  • Width: 14.0

Room: Dining Room

  • Level: First
  • Dimensions: 12.5 x 10.33
  • Length: 12.5
  • Width: 10.33

Room: Family Room

  • Level: First
  • Dimensions: 30 x 16.67
  • Length: 30.0
  • Width: 16.67

Room: Kitchen

  • Level: First
  • Dimensions: 13.58 x 11.58
  • Length: 13.58
  • Width: 11.58

Room: Living Room

  • Level: First
  • Dimensions: 15 x 11.25
  • Length: 15.0
  • Width: 11.25

Room: Primary Bedroom

  • Level: First
  • Dimensions: 17.5 x 14
  • Length: 17.5
  • Width: 14.0

9895 Summer Creek Drive Neighborhood

Community

32409 (Panama City) Demographics

43
Median Age
119
Population Density (per sq. mile)
23%
College Educated
$56,789
Estimated Median Income
3,369
Estimated Total Home Owners
422
Estimated Total Renters
89% / 11%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

9895 Summer Creek Drive Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

9895 Summer Creek Drive Market Data

Based on the last 30 days in this zip code

$529,491
Average List Price
$221
Average Price per Square Foot
21
Properties Sold
64
Average Days on Market
154
Properties for Sale
Calculations provided by Reliance Network

9895 Summer Creek Drive History

Date Event Value Agent
3/17/2026Source: Central Panhandle MLS Added to Database
March 17, 2026