Listing provided courtesy of ERA Neubauer Real Estate, Inc- MLS# 789169MLS Provider

114 Lake Merial TrailPanama City, FL 32409

Single Family · 4 Beds · 2 Full Baths · 1 Half Bath · 2,405 Sq. ft. | 0.57 Acres
$575,000 Active

114 Lake Merial Trail Overview

Time on Site:
60 days
Visits:
0

SELLER OFFERING $10,000 TOWARDS BUYER CLOSING COSTS, RATE BUY-DOWN & MORE! Welcome to 114 Lake Merial Trail, an exceptional 2026 custom-built residence gracefully positioned on .57 acres within the highly sought-after Lake Merial community. Surrounded by untouched wooded parcels on both sides and backing to serene natural landscape, this property offers a rare level of privacy and tranquility. Enjoy peaceful mornings and golden-hour evenings where native wildlife, including white-tailed deer, become part of your everyday backdrop. Designed with both elegance and functionality in mind, the home features a well-executed split floor plan, placing three guest bedrooms privately opposite the primary suite. At the heart of the home, the designer kitchen makes a striking impression with Satori Calcatta Dorado porcelain tile backsplash, quartz countertops, custom soft-close cabinetry, a statement island, and a range hood centerpiece. A farmhouse sink perfectly frames the picturesque views of mature oak and pine trees beyond. The oversized, customized walk-in pantry offers abundant storage, while a conveniently located half bath enhances the space for entertaining. Refined finishes carry throughout, including 10-foot ceilings, 8-foot single-panel doors, recessed lighting, and custom closet systems in every bedroom. The primary suite is a true retreat, featuring a dual vanity and an expansive floor-to-ceiling tiled shower with built-in bench. The warm tones of luxury vinyl plank flooring pair beautifully with the timeless Greek Villa paint palette, creating a cohesive and elevated interior aesthetic. A versatile mudroom off the two-car garage offers flexible use as a home office, nursery, playroom, or additional storage space, adapting effortlessly to your lifestyle needs. Built with energy efficiency in mind, the home includes spray foam insulation, 2x6 exterior wall framing, and generous attic storage. A private well-fed irrigation system keeps landscaping lush while maintaining low utility costs, and the extended driveway provides ample parking for guests. Lake Merial is known for its 300-acre spring-fed lake, ideal for kayaking, paddleboarding, and fishing, along with scenic walking trails, green spaces, and a vibrant calendar of community events. From festive holiday celebrations to food truck nights and golf cart-friendly streets, this neighborhood offers a lifestyle that is both relaxed and engaging. Residents enjoy convenient access to the pristine, spring-fed waters of Lake Merial through three designated community access points. Two of these locations are ideal for launching kayaks, canoes, and paddleboards, while a larger, primary access area accommodates fishing boats--offering effortless enjoyment of the lake's recreational lifestyle. A rare opportunity to own a newly constructed, never-lived-in home with exceptional privacy, refined finishes, and access to one of Bay County's most desirable communities. Schedule your private showing and experience the lifestyle that sets Lake Merial apart.

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114 Lake Merial Trail Facts & Features

  • Type Single Family
  • Sq. ft. 2,405
  • Price/Sq.ft. $239
  • Lot 0.57 Acres

Details

General

Association/HOA

  • Association Amenities: Beach Rights
  • Association: true

School Information

  • Elementary School: Deane Bozeman
  • Middle Or Junior School: Deane Bozeman
  • High School: Deane Bozeman

Green Features

  • Green Energy Efficient: Appliances

Building Information

  • New Construction: true
  • Year Built: 2026

Location/Region

  • County Or Parish: Bay
  • MLS Area Major: 04 - Bay County - North
  • MLS Area Minor: 0413 - Bay North - Youngstown Area
  • Postal City: Panama City
  • Subdivision Name: Lake Merial Phase One

Community/Development

  • Community Features: Boat Facilities,Fishing,Waterfront,Gated

Tax Information

  • Tax Annual Amount: 2282.0
  • Tax Year: 2025

General Information

  • Parcel Number: 07504-247-000
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Special Listing Conditions: Listed As-Is

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 4

Building Interior

  • Building Area Total: 2405.0

General Information

  • Appliances: ENERGY STAR Qualified Appliances,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Ice Maker
  • Foundation Details: Slab
  • Interior Features: Double Vanity,Main Level Primary,Walk-In Closet(s),Entrance Foyer,Pantry
  • Living Area Source: Listing Agent
  • Rooms Total: 14
  • Security Features: Gated Community,Security Gate
  • Units Furnished: None

Exterior

Parking Information

  • Parking Features: Garage,Garage Door Opener,Paved,Gated

Lot Information

  • Lot Features: Sprinkler System,Paved
  • Lot Size Acres: 0.57
  • Lot Size Area: 0.57
  • Lot Size Dimensions: 110 x 227 x 110 x 227
  • Lot Size Square Feet: 24829.0
  • Lot Size Units: Acres

Waterfront/View

  • Waterfront Features: Boat Dock/Slip
  • Waterfront: false

Building Exterior/Construction

  • Architectural Style: Contemporary
  • Attached Garage: false
  • Construction Materials: HardiPlank Type
  • Patio And Porch Features: Covered,Patio,Porch
  • Roof: Shingle

General Information

  • Exterior Features: Boat Ramp,Dock
  • Utilities: Electricity Available,Underground Utilities

Room Information

Room: Bedroom

  • Level: First
  • Dimensions: 12.7 x 10.1
  • Length: 12.7
  • Width: 10.1
  • Description: Measurements are not exact; Buyer to verify

Room: Bedroom

  • Level: First
  • Dimensions: 13.11 x 10.9
  • Length: 13.11
  • Width: 10.9
  • Description: Measurements are not exact; Buyer to verify

Room: Bedroom

  • Level: First
  • Dimensions: 15 x 10.11
  • Length: 15.0
  • Width: 10.11
  • Description: Measurements are not exact; Buyer to verify

Room: Bonus Room

  • Level: First
  • Dimensions: 21 x 9.2
  • Length: 21.0
  • Width: 9.19
  • Description: Measurements are not exact; Buyer to verify

Room: Foyer

  • Level: First
  • Dimensions: 7.2 x 10.1
  • Length: 7.2
  • Width: 10.1
  • Description: Measurements are not exact; Buyer to verify

Room: Full Bath

  • Level: First
  • Dimensions: 9.11 x 5.3
  • Length: 9.11
  • Width: 5.3
  • Description: Measurements are not exact; Buyer to verify

Room: Garage

  • Level: First
  • Dimensions: 21 x 17.6
  • Length: 21.0
  • Width: 17.6
  • Description: Measurements are not exact; Buyer to verify

Room: Half Bath

  • Level: First
  • Dimensions: 6.8 x 4.1
  • Length: 6.8
  • Width: 4.09
  • Description: Measurements are not exact; Buyer to verify

Room: Kitchen

  • Level: First
  • Dimensions: 9.9 x 16.8
  • Length: 9.9
  • Width: 16.8
  • Description: Measurements are not exact; Buyer to verify

Room: Living Room

  • Level: First
  • Dimensions: 16.11 x 25.8
  • Length: 16.11
  • Width: 25.8
  • Description: Measurements are not exact; Buyer to verify

Room: Pantry

  • Level: First
  • Dimensions: 8.1 x 4.5
  • Length: 8.1
  • Width: 4.5
  • Description: Measurements are not exact; Buyer to verify

Room: Patio

  • Level: First
  • Dimensions: 61.2 x 10.4
  • Length: 61.2
  • Width: 10.4
  • Description: Measurements are not exact; Buyer to verify

Room: Primary Bathroom

  • Level: First
  • Dimensions: 6.1 x 13.1
  • Length: 6.1
  • Width: 13.1
  • Description: Measurements are not exact; Buyer to verify

Room: Primary Bedroom

  • Level: First
  • Dimensions: 15.6 x 16.7
  • Length: 15.6
  • Width: 16.7
  • Description: Measurements are not exact; Buyer to verify

114 Lake Merial Trail Neighborhood

Community

32409 (Panama City) Demographics

43
Median Age
119
Population Density (per sq. mile)
23%
College Educated
$56,789
Estimated Median Income
3,369
Estimated Total Home Owners
422
Estimated Total Renters
89% / 11%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

114 Lake Merial Trail Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

114 Lake Merial Trail Market Data

Based on the last 30 days in this zip code

$529,491
Average List Price
$221
Average Price per Square Foot
21
Properties Sold
64
Average Days on Market
154
Properties for Sale
Calculations provided by Reliance Network

114 Lake Merial Trail History

Date Event Value Agent
6/20/2026Source: Emerald Coast MLS Price Reduction
$575,000 -2.4%
6/5/2026Source: Emerald Coast MLS Price Reduction
$589,000 -1.7%
5/1/2026Source: Emerald Coast MLS Added to Database
May 01, 2026