Listing provided courtesy of Coastal Palms Real Estate- MLS# 787503MLS Provider

3509 High Cliff RoadPanama City, FL 32409

Single Family · 4 Beds · 3 Full Baths · 1 Half Bath · 2,244 Sq. ft. | 0.50 Acres
$460,000 Active

3509 High Cliff Road Overview

Time on Site:
94 days
Visits:
0

Don't Miss Out on Owning a Like-New Home! Imagine starting your mornings with a cup of coffee on the patio, listening to birdsong, and ending your evenings under the stars--all while being just minutes from Deer Point Lake for fishing, boating, and outdoor adventures. Seller welcomes all reasonable offers! Why wait months to build when you can move right into this beautifully maintained 2022-built home offering modern construction, energy efficiency, and room to grow? Situated on a spacious half-acre lot in a desirable location, this home gives you the perfect blend of privacy, comfort, and convenience--all with NO HOA. Whether you're looking for room to entertain, space for your outdoor toys, or simply a peaceful place to call home, this property checks all the boxes. Plus, you're just minutes from Deer Point Lake, making it easy to enjoy fishing, boating, and the outdoor lifestyle you've been dreaming about. NO HOA | BUILT IN 2022 | HALF-ACRE LOT | FLOOD ZONE X This is a rare opportunity to own a newer home without the wait or rising construction costs. Don't miss your chance--schedule your private showing today before it's gone! Seller motivated and welcomes all reasonable offers! Experience the perfect combination of modern comfort, quality construction, and outdoor space in this beautifully maintained 2022 home situated on a spacious half-acre lot near Deer Point Lake. Offering the freedom of no HOA, this property provides the flexibility, privacy, and room to enjoy the Florida lifestyle. Step inside to discover a bright open-concept floor plan designed for both everyday living and entertaining. The spacious primary suite offers a private retreat, while the thoughtfully designed layout provides comfortable living spaces throughout. Enjoy your morning coffee or unwind in the evenings from the screened porch overlooking the backyard. Built with energy efficiency and durability in mind, this home features Low-E windows, fully insulated walls, and modern construction that offers comfort, peace of mind, and lower maintenance compared to older homes. Conveniently located just 23 minutes from Northwest Florida Beaches International Airport, this property is also close to Deer Point Lake, boating, fishing, local springs, shopping, dining, and the beautiful white-sand beaches of Panama City. Schedule your private showing today and bring your offer!

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3509 High Cliff Road Facts & Features

  • Type Single Family
  • Sq. ft. 2,244
  • Price/Sq.ft. $205
  • Lot 0.50 Acres

Details

General

Association/HOA

  • Association: false

School Information

  • Elementary School: Deane Bozeman
  • Middle Or Junior School: Deane Bozeman
  • High School: Deane Bozeman

Green Features

  • Green Energy Efficient: Appliances

Building Information

  • New Construction: false
  • Year Built: 2022

Location/Region

  • County Or Parish: Bay
  • MLS Area Major: 04 - Bay County - North
  • MLS Area Minor: 0410 - Bay North - West Deerpoint/Southport
  • Postal City: Panama City
  • Subdivision Name: Cedar Creek Chase Ph 1

Community/Development

  • Community Features: Short Term Rental Allowed

Rent/Lease Information

  • Land Lease: false

Tax Information

  • Tax Annual Amount: 4786.0
  • Tax Year: 2025

General Information

  • Parcel Number: 07585-428-000
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: false
  • Special Listing Conditions: Listed As-Is

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total: 4
  • Bedrooms Total: 4

Building Interior

  • Building Area Total: 2244.0

General Information

  • Appliances: ENERGY STAR Qualified Appliances,Electric Cooktop,Electric Oven,Electric Water Heater,Ice Maker
  • Door Features: Insulated Doors
  • Foundation Details: Slab
  • Interior Features: Coffered Ceiling(s),Double Vanity,Main Level Primary,See Remarks,Soaking Tub,Separate Shower,Walk-In Closet(s)
  • Living Area Source: Appraiser
  • Rooms Total: 15
  • Security Features: Security System,Smoke Detector(s)
  • Stories: 14
  • Stories Total: 14
  • Units Furnished: None
  • Window Features: Double Pane Windows

Exterior

Parking Information

  • Parking Features: Garage,Garage Door Opener

Lot Information

  • Lot Features: Sprinkler System,Paved
  • Lot Size Acres: 0.5
  • Lot Size Area: 0.5
  • Lot Size Dimensions: 101 X 258
  • Lot Size Square Feet: 21780.0
  • Lot Size Units: Acres

Waterfront/View

  • Waterfront: false

Building Exterior/Construction

  • Architectural Style: Craftsman
  • Attached Garage: false
  • Construction Materials: Brick,HardiPlank Type,Vinyl Siding
  • Patio And Porch Features: Covered,Porch,Screened
  • Roof: Shingle

General Information

  • Exterior Features: Porch
  • Fencing: Fenced,Privacy
  • Other Structures: Shed(s)
  • Utilities: Cable Connected,Electricity Available,High Speed Internet Available,Phone Connected,Underground Utilities

Room Information

Room: Bedroom

  • Level: First
  • Dimensions: 13.5 x 16
  • Length: 13.5
  • Width: 16.0

Room: Bedroom

  • Level: First
  • Dimensions: 11.5 x 13.5
  • Length: 11.5
  • Width: 13.5

Room: Bedroom

  • Level: First
  • Dimensions: 12 x 13
  • Length: 12.0
  • Width: 13.0

Room: Dining Room

  • Level: First
  • Dimensions: 11 x 13
  • Length: 11.0
  • Width: 13.0

Room: Full Bath

  • Level: First
  • Dimensions: 9 x 7
  • Length: 9.0
  • Width: 7.0

Room: Full Bath

  • Level: First
  • Dimensions: 5.5 x 10
  • Length: 5.5
  • Width: 10.0

Room: Garage

  • Level: First
  • Dimensions: 21 x 22
  • Length: 21.0
  • Width: 22.0

Room: Half Bath

  • Level: First
  • Dimensions: 3.5 x 7
  • Length: 3.5
  • Width: 7.0

Room: Kitchen

  • Level: First
  • Dimensions: 15 x 18
  • Length: 15.0
  • Width: 18.0

Room: Laundry

  • Level: First
  • Dimensions: 7 x 10
  • Length: 7.0
  • Width: 10.0

Room: Living Room

  • Level: First
  • Dimensions: 19 x 19.5
  • Length: 19.0
  • Width: 19.5

Room: Porch

  • Level: First
  • Dimensions: 9 x 14
  • Length: 9.0
  • Width: 14.0

Room: Porch

  • Level: First
  • Dimensions: 8 x 19.5
  • Length: 8.0
  • Width: 19.5
  • Description: BACK PORCH SCREENED IN

Room: Primary Bathroom

  • Level: First
  • Dimensions: 13 x 12
  • Length: 13.0
  • Width: 12.0

Room: Primary Bedroom

  • Level: First
  • Dimensions: 14 x 16
  • Length: 14.0
  • Width: 16.0

3509 High Cliff Road Neighborhood

Community

32409 (Panama City) Demographics

43
Median Age
119
Population Density (per sq. mile)
23%
College Educated
$56,789
Estimated Median Income
3,369
Estimated Total Home Owners
422
Estimated Total Renters
89% / 11%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

3509 High Cliff Road Monthly Cost

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$ %
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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

3509 High Cliff Road Market Data

Based on the last 30 days in this zip code

$529,491
Average List Price
$221
Average Price per Square Foot
21
Properties Sold
64
Average Days on Market
154
Properties for Sale
Calculations provided by Reliance Network

3509 High Cliff Road History

Date Event Value Agent
4/16/2026Source: Central Panhandle MLS Price Reduction
$460,000 -4.0%
4/15/2026Source: Central Panhandle MLS Status Change
Active
4/9/2026Source: Central Panhandle MLS Status Change
Pending
3/27/2026Source: Central Panhandle MLS Added to Database
March 27, 2026