Listing provided courtesy of Beach Properties Real Estate Group- MLS# 328007MLS Provider

181 S Higgins StPort St. Joe, FL 32456

Single Family · 4 Beds · 4 Full Baths · 1 Half Bath · 2,304 Sq. ft. | 0.18 Acres
$989,900 Active

181 S Higgins St Overview

Time on Site:
80 days
Visits:
0

$20,000 BUYER CREDIT AVAILABLE TO BUY DOWN YOUR INTEREST RATE + OWNER FINANCING AVAILABLE UP TO $200,000 TO QUALIFIED BUYERS WITH ACCEPTABLE TERMS! Indulge in coastal luxury with this beautifully updated 4-bedroom, 4.5-bathroom two-story retreat, perfectly positioned to capture stunning Gulf views. This spacious home features a private heated and cooled pool, a fenced backyard, and multiple outdoor living spaces designed for relaxing and entertaining. Upstairs, you'll find the heart of the home—a modern, fully equipped kitchen with stainless steel appliances, granite countertops, and a breakfast bar that opens to a bright and airy great room. This spring, new flooring was added throughout the living room and kitchen, giving the space a fresh, coastal feel. Step through custom French doors to dual-level wraparound decks and screened porches—ideal for morning coffee or evening sunsets. Three bedrooms on the main level, including a luxurious ensuite, offer direct access to outdoor retreats. Several bathrooms were recently refreshed with new vanities, mirrors, updated showerheads, and freshly painted walls—enhancing both comfort and style. Downstairs, the ground level offers a second living and dining area, another well-appointed kitchen, a fourth bedroom with ensuite bath, a bunkroom, and a convenient powder room—perfect for hosting friends or extended family. After a day on the water, gather for a game of shuffleboard or horseshoes, and clean your fresh catch at the screened fish cleaning station. Just a short walk to the beach for shoreline fishing and sun-soaked relaxation, or launch your boat at the nearby Indian Pass Boat Ramp for unforgettable snorkeling and diving adventures. Return each evening to your private coastal sanctuary and fall asleep to the calming rhythm of the Gulf—knowing more seaside serenity awaits tomorrow. https://my.matterport.com/show/?m=4RWg34Zcwpu

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181 S Higgins St Facts & Features

  • Type Single Family
  • Sq. ft. 2,304
  • Price/Sq.ft. $430
  • Lot 0.18 Acres

Details

General

Association/HOA

  • Association: false

Income/Expenses

  • Gross Income: 44780

Building Information

  • Building Name: Three Palms Paradise
  • Year Built: 2004

Location/Region

  • Country: US
  • MLS Area Major: Cape San Blas/S. Gulf
  • MLS Area Minor: Indian Pass
  • Subdivision Name: Indian Pass Beach

Rent/Lease Information

  • Lease Term: Short Term Lease

Tax Information

  • Tax Annual Amount: 8546.08
  • Tax Year: 2025

General Information

  • Furnished: Furnished
  • Listing Terms: Cash,Conventional,Owner Will Carry,See Remarks
  • Parcel Number: 03220034R
  • Property Condition: Construction Complete
  • Property Sub Type: Detached Single Family
  • Property Type: Residential
  • Special Listing Conditions: As Is

Interior

Parking Information

  • Garage: false

Beds/Baths

  • Bathrooms Full: 4
  • Bathrooms Half: 1
  • Bathrooms Total: 5
  • Bedrooms Total: 4

Building Interior

  • Building Area Total: 5836
  • Building Area Units: Square Feet

General Information

  • Appliances: Dishwasher,Disposal,Dryer,Electric Oven,Electric Water Heater,Exhaust Fan,Microwave,Refrigerator w/Ice Maker,Washer
  • Door Features: French Doors
  • Fireplace: false
  • Flooring: Tile,Vinyl
  • Foundation Details: Pillar/Post/Pier
  • Interior Features: Breakfast Bar,Lock Out Closet,Recessed Lighting,Shelving,Split Bedroom,Storage,Walk-In Closet(s),Woodwork Painted
  • Laundry Features: Washer/Dryer Hookup
  • Leasable Area Units: Square Feet
  • Levels: 2
  • Living Area: 2304
  • Living Area Units: Square Feet
  • Security Features: Smoke Detector(s)
  • Stories: 2
  • Window Features: Window Treatments

Exterior

Parking Information

  • Open Parking: true
  • Parking Features: Driveway
  • Parking Total: 4

Lot Information

  • Additional Parcels: false
  • Lot Features: Landscaped,Sprinkler System,Aerials/Topo Available,Flood Insurance Required,Interior Lot,Subdivided,See Remarks,Within 1/2 Mile of Water
  • Lot Size Acres: 0.1808
  • Lot Size Area: 7875
  • Lot Size Dimensions: 75 x 105
  • Lot Size Square Feet: 7875
  • Lot Size Units: Square Feet
  • Road Surface Type: Paved
  • Water Source: Public

Waterfront/View

  • Waterfront: false

Building Exterior/Construction

  • Architectural Style: Beach House
  • Attached Garage: false
  • Construction Materials: Frame,HardiPlank Type
  • Patio And Porch Features: Balcony,Covered Deck,Front Porch,Patio,Porch,Rear Porch,Screened
  • Property Attached: false
  • Roof: Metal

General Information

  • Carport: false
  • Exterior Features: See Remarks,Outdoor Shower
  • Fencing: Back Yard,Wood
  • Pool Features: Gunite,Heated,In Ground
  • Pool Private: true
  • Road Frontage Type: County Road
  • Sewer: Public Sewer
  • Utilities: Cable Available,Electricity Connected,Internet Available,Phone Available,Propane,Sewer Connected,Underground Utilities,Water Connected,County Trash

181 S Higgins St Neighborhood

Community

32456 (PORT ST JOE) Demographics

50
Median Age
64
Population Density (per sq. mile)
44%
College Educated
$57,872
Estimated Median Income
2,654
Estimated Total Home Owners
965
Estimated Total Renters
73% / 27%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

181 S Higgins St Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

181 S Higgins St Market Data

Based on the last 30 days in this zip code

$901,569
Average List Price
$448
Average Price per Square Foot
68
Properties Sold
71
Average Days on Market
951
Properties for Sale
Calculations provided by Reliance Network

181 S Higgins St History

Date Event Value Agent
6/23/2026Source: Forgotten Coast MLS Added to Database
June 23, 2026
6/23/2026Source: Forgotten Coast MLS Added to Database
June 23, 2026
4/10/2026Source: Forgotten Coast MLS Added to Database
April 10, 2026