Listing provided courtesy of Watersound Real Estate- MLS# 788174MLS Provider

177 Osprey Lake RoadCallaway, FL 32404

Single Family · 3 Beds · 2 Full Baths · 1,832 Sq. ft. | 0.13 Acres
$280,000 Active

177 Osprey Lake Road Overview

Time on Site:
77 days
Visits:
0

2.75% interest rate assumable va loan. seller is willing to cover up to $5000 in closing cost with an acceptable offer. Welcome to 177 Osprey Lake Road, a beautifully maintained residence offering the perfect blend of comfort, privacy, and coastal convenience in the heart of Panama City Beach. Ideally situated in a desirable setting, this home features a functional and inviting layout designed for both everyday living and effortless entertaining. Spacious living areas are complemented by abundant natural light, creating a warm and welcoming atmosphere throughout. The kitchen is thoughtfully designed with ample cabinetry and workspace, seamlessly connecting to the main living and dining areas--perfect for hosting family and guests. The bedrooms are generously sized, including a well-appointed primary suite that offers a relaxing retreat. Step outside to enjoy a private outdoor space ideal for enjoying Florida's year-round sunshine. Whether you're looking to relax, entertain, or simply unwind, the property provides the flexibility to suit a variety of lifestyles. Located just minutes from the white sand beaches of Panama City Beach, as well as shopping, dining, and entertainment, this home offers both convenience and a highly desirable coastal lifestyle. Whether you are searching for a primary residence, second home, or investment opportunity, 177 Osprey Lake Road presents an exceptional opportunity to own in one of the Gulf Coast's most sought-after markets.

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177 Osprey Lake Road Facts & Features

  • Type Single Family
  • Sq. ft. 1,832
  • Price/Sq.ft. $153
  • Lot 0.13 Acres

Details

General

Association/HOA

  • Association: true

School Information

  • Elementary School: Parker
  • Middle Or Junior School: Rutherford Middle
  • High School: Rutherford

Building Information

  • New Construction: false
  • Year Built: 2019

Location/Region

  • County Or Parish: Bay
  • MLS Area Major: 02 - Bay County - Central
  • MLS Area Minor: 0202 - Bay - Central SE
  • Postal City: Callaway
  • Subdivision Name: Bridge Harbor

Community/Development

  • Community Features: Pool,Community Pool

General Information

  • Parcel Number: 07379-875-095
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 3

Building Interior

  • Building Area Total: 1832.0

General Information

  • Appliances: Electric Cooktop,Electric Oven,Electric Water Heater
  • Interior Features: Main Level Primary,Shower Only,Walk-In Closet(s)
  • Levels: One
  • Living Area Source: Appraiser
  • Rooms Total: 3
  • Stories: 1
  • Stories Total: 1
  • Units Furnished: None

Exterior

Lot Information

  • Lot Features: Paved
  • Lot Size Acres: 0.13
  • Lot Size Area: 0.13
  • Lot Size Dimensions: 50x116
  • Lot Size Square Feet: 5793.0
  • Lot Size Units: Acres

Waterfront/View

  • Waterfront: false

Building Exterior/Construction

  • Architectural Style: Craftsman
  • Attached Garage: false
  • Construction Materials: Vinyl Siding,Wood Frame
  • Patio And Porch Features: Covered,Patio
  • Roof: Shingle

General Information

  • Covered Spaces: 2.0
  • Fencing: Full,Fenced
  • Pool Features: Community
  • Sewer: Public Sewer
  • Utilities: Electricity Available

Room Information

Room: Bedroom

  • Level: First
  • Dimensions: 14 x 13
  • Length: 14.0
  • Width: 13.0

Room: Bedroom

  • Level: First
  • Dimensions: 14 x 13
  • Length: 14.0
  • Width: 13.0

Room: Primary Bedroom

  • Level: First
  • Dimensions: 15 x 15
  • Length: 15.0
  • Width: 15.0

177 Osprey Lake Road Neighborhood

Community

32404 (Callaway) Demographics

39
Median Age
273
Population Density (per sq. mile)
29%
College Educated
$55,363
Estimated Median Income
11,112
Estimated Total Home Owners
3,986
Estimated Total Renters
74% / 26%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

177 Osprey Lake Road Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

177 Osprey Lake Road Market Data

Based on the last 30 days in this zip code

$337,081
Average List Price
$184
Average Price per Square Foot
84
Properties Sold
71
Average Days on Market
728
Properties for Sale
Calculations provided by Reliance Network

177 Osprey Lake Road History

Date Event Value Agent
6/22/2026Source: Central Panhandle MLS Price Reduction
$280,000 -3.4%
5/28/2026Source: Central Panhandle MLS Price Reduction
$290,000 -3.0%
4/27/2026Source: Central Panhandle MLS Price Reduction
$299,000 -3.5%
4/13/2026Source: Central Panhandle MLS Added to Database
April 13, 2026