Listing provided courtesy of DR Horton Realty of Emerald Coast, LLC- MLS# 789760MLS Provider

3551 Cottage Cove LanePanama City Beach, FL 32408

Single Family · 3 Beds · 2 Full Baths · 1 Half Bath · 1,765 Sq. ft. | 0.12 Acres
$459,900 Active

3551 Cottage Cove Lane Overview

Time on Site:
48 days
Visits:
0

Welcome to 3551 Cottage Cove Lane at Sanctuary Beach in Panama City Beach, Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property backs up to a wooded preserve and will be developed with the Norfolk floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated completion timelines and build details available upon request. This home features an entry way with stairs leading to the second level bedrooms and a hall leading to the spacious downstairs living area. The foyer offers a coat closet and garage access just off the entry and a powder room. As you enter the open living area you will find an open kitchen with peninsula bar and space for bar seating. The dining area is spacious and looks over to the living area. The main living area serves as the heart of the home, as all bedrooms are on the second level. EVP flooring is throughout the main level in all common and wet area while each bedroom has carpet. White cabinetry is complemented by the quartz countertops, and the kitchen has an appliance package that includes a stove, microwave and dishwasher. The stairs located off the foyer lead to a second level landing and hall with all bedrooms and a laundry area. The primary bedroom is located just off the landing and overlooks the back of the home. This space is the perfect retreat and has a large closet and private ensuite bathroom with a large soak tub and separate shower as well as a dual sink vanity. Leaving the primary bedroom, you will find two additional bedrooms that feature a Jack and Jill bathroom with separate single sink vanities and a shower tub combination. The additional bedrooms are spacious and feature large closets for storage.

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3551 Cottage Cove Lane Facts & Features

  • Type Single Family
  • Sq. ft. 1,765
  • Price/Sq.ft. $261
  • Lot 0.12 Acres

Details

General

Association/HOA

  • Association: true

School Information

  • Elementary School: Patronis
  • Middle Or Junior School: Surfside
  • High School: Arnold

Building Information

  • New Construction: true
  • Year Built: 2026

Location/Region

  • County Or Parish: Bay
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0319 - Beach - East
  • Postal City: Panama City Beach
  • Subdivision Name: Sanctuary Beach

Community/Development

  • Community Features: Pool,Community Pool,Gated,Short Term Rental Allowed

General Information

  • Parcel Number: 31368-188-000
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Parking Information

  • Garage Spaces: 1.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 3

Building Interior

  • Building Area Total: 1765.0

General Information

  • Accessibility Features: Smart Technology
  • Appliances: Electric Oven,Electric Water Heater,Gas Range,Plumbed For Ice Maker,Tankless Water Heater
  • Foundation Details: Slab
  • Interior Features: Double Vanity,Interior Steps,Smart Home,Soaking Tub,Separate Shower,Smart Thermostat,Upper Level Primary,Walk-In Closet(s)
  • Levels: Two
  • Living Area Source: Plans
  • Rooms Total: 6
  • Security Features: Carbon Monoxide Detector(s),Gated Community,Smoke Detector(s)
  • Stories: 2
  • Stories Total: 2
  • Units Furnished: None

Exterior

Parking Information

  • Parking Features: Garage,Garage Door Opener

Lot Information

  • Lot Features: Sprinkler System
  • Lot Size Acres: 0.12
  • Lot Size Area: 0.12
  • Lot Size Dimensions: irr
  • Lot Size Square Feet: 5053.0
  • Lot Size Units: Acres

Waterfront/View

  • Waterfront: false

Building Exterior/Construction

  • Architectural Style: Craftsman
  • Attached Garage: false
  • Construction Materials: HardiPlank Type,Wood Frame
  • Patio And Porch Features: Patio,Covered,Porch
  • Roof: Composition,Shingle

General Information

  • Exterior Features: Patio,Rain Gutters
  • Pool Features: Community
  • Road Frontage Type: Private Road
  • Utilities: Electricity Available

Room Information

Room: Dining Room

  • Level: First
  • Dimensions: 10 x 11
  • Length: 10.0
  • Width: 11.0

Room: Kitchen

  • Level: First
  • Dimensions: 15 x 11
  • Length: 15.0
  • Width: 11.0

Room: Living Room

  • Level: First
  • Dimensions: 12 x 16
  • Length: 12.0
  • Width: 16.0

Room: Bedroom

  • Level: Second
  • Dimensions: 12 x 11
  • Length: 12.0
  • Width: 11.0

Room: Bedroom

  • Level: Second
  • Dimensions: 12 x 11
  • Length: 12.0
  • Width: 11.0

Room: Primary Bedroom

  • Level: Second
  • Dimensions: 13 x 14
  • Length: 13.0
  • Width: 14.0

3551 Cottage Cove Lane Neighborhood

Community

32408 (Panama City Beach) Demographics

43
Median Age
751
Population Density (per sq. mile)
48%
College Educated
$57,202
Estimated Median Income
5,833
Estimated Total Home Owners
2,869
Estimated Total Renters
67% / 33%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

3551 Cottage Cove Lane Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

3551 Cottage Cove Lane Market Data

Based on the last 30 days in this zip code

$616,879
Average List Price
$391
Average Price per Square Foot
97
Properties Sold
89
Average Days on Market
1,054
Properties for Sale
Calculations provided by Reliance Network

3551 Cottage Cove Lane History

Date Event Value Agent
5/12/2026Source: Central Panhandle MLS Added to Database
May 12, 2026