Listing provided courtesy of RE/MAX Coastal Properties- MLS# 995860MLS Provider

891 Choctawhatchee River RoadPonce De Leon, FL 32455

Single Family · 2 Beds · 2 Full Baths · 2,052 Sq. ft. | 0.21 Acres
$399,400 Active

891 Choctawhatchee River Road Overview

Time on Site:
129 days
Visits:
2

Seller's job transfer fell thru so Seller needs to sell. PRICED 25K BELOW 9/2025 APPRAISED VALUE! AFFORDABLE WATERFRONT w/SEPARATE APARTMENT, Just 35 miles to BWB & < 30 miles to 30A! NEW ROOF, HVAC, HWH, WELL & PUMP, & SEPTIC LIFT STATION provide affordable insurance & peace of mind. Tired of traffic & tourist traps? Dreaming of a peaceful retreat without giving up the beach & civilization? Ideal as a primary Home, 2nd home, or investment property, this Cedar Sided, 2 Story RIVER CAMP on .21 acre serene landscape is Calling Your Name! Spend your days gazing out at Choctawhatchee River, taking a boat or jet ski out for a ride, or fishing right from your deck. A soaring ceiling, original hardwood floors & giant open-concept living area accent the 2nd-Floor Primary Residence (1,440 SF) The huge living space w/cozy wood-burning fireplace & custom built-in bookcases flows seamlessly into the updated kitchen with multiple dining areas, ideal for both entertaining and daily life. The spacious Kitchen Island Bar, topped with lovely granite, is the perfect spot to watch the chef in action or gather with friends. The kitchen includes ample storage in white wood cabinets, SS appliances, side-by-side refrigerator, deep double-bowl sink & dishwasher. Tucked off the kitchen is the Master Bedroom with an En Suite remodeled Bathroom w/ new vanity, toilet & tiled walk-in shower. A laundry area with washer and dryer hook-up is also included. From the back of the home, enjoy sweeping river views, a picture-perfect backdrop for everyday living. This truly special home embraces the outdoors with multiple outdoor living areas designed for relaxation. Turn the 2nd floor screened porch into a secondary living area or additional bedroom, or step onto the expansive covered deck to unwind and take in the awesome views. On the ground level, relax on the covered porch swing or step out to the massive deck extending the majority of the 71 feet of river frontage. Fish, relax, or even add a dock for your personal watercraft, the choice is yours. The Ground Level also features a separate 1-bedroom, 1-bathroom apartment with a walk-in closet, space for a kitchenette, & a screen-covered porch. An additional Separate Bonus Room could be used as an Office, Bunk Room, Hobby Space, or overflow Storage. An extended-length 1-car garage provides plenty of room for a vehicle, & possibly even an ATV or side-by-side. The property has its own private well with a filtration system located in the outbuilding and is on septic. Don't be fooled by this serene location, this Home Offers Close proximity to Freeport, Niceville, Beaches, Grand BLVD & 30A! Plan a visit right down the road to Tree House Farms, a local Organic Farm, offering fresh produce & a stunning backdrop for weddings & private events. Plan a Picnic or Launch a Watercraft for the day cruising the Choctawhatchee River, at Cowford Landing Park & Boat Launch. Explore the possibility of turning the home into an AirBnB or rental property for others looking to escape! Learn about the uniqueness of our ecosystem at E.O. Wilson Biophilia Center. Make a playdate with a four-legged friend at Alaqua Animal Refuge. Spend the day at the Beach or Explore one of the State Parks! Seclusion with Close Proximity to it ALL! Tree House Farms - Local Organic Farm & Wedding / Private Event Space located 1.9 miles Cowford Landing Public Park & Boat Launch - 4.8 miles (245 Big Cedar Rd) Offers Boat Launch, Screen Covered Deck, Public Restrooms, & Picnic Tables Alaqua Animal Refuge - 9.2 miles E.O. Wilson Biophilia Center - Just over 10 miles Publix Super Market at The Shoppes at Freeport - 14.3 miles Eden Gardens & Point Washington State Parks - within 28 miles Grayton Beach - 27.5 miles Rosemary Beach - 30.6 miles Grand Blvd 32 miles ECP Airport 22 miles Closest Public Beach Access 58 Panama City Beach - 23.4 miles Blue Mountain Regional Beach Access - 26.9 miles

Love this property?
Create a profile so you can receive updates on this property as soon as they happen!
View Map

891 Choctawhatchee River Road Facts & Features

  • Type Single Family
  • Sq. ft. 2,052
  • Price/Sq.ft. $195
  • Lot 0.21 Acres

Details

General

School Information

  • Elementary School: Freeport
  • Middle Or Junior School: Freeport
  • High School: Freeport

Listing Information

  • Buyer Financing: Conventional,FHA,RHS,VA

Building Information

  • New Construction: false
  • Year Built: 1997

Location/Region

  • County Or Parish: Walton
  • MLS Area Major: 20 - Freeport
  • MLS Area Minor: 2011 - SE of Blackcreek/S. of 20 to Choctawhatchee River
  • Subdivision Name: CHOCTAWHATCHEE RIVER ESTATES

Community/Development

  • Community Features: Fishing,Waterfront

Tax Information

  • Tax Annual Amount: 1835.66
  • Tax Year: 2024

General Information

  • Parcel Number: 02-1S-17-07050-00B-0100
  • Property Condition: Construction Complete
  • Property Sub Type: Detached Single Family
  • Property Type: Residential
  • Zoning: Resid Single Family

Interior

Parking Information

  • Garage Spaces: 1.0

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 2

Building Interior

  • Building Area Source: County PA Records
  • Building Area Total: 2052.0

General Information

  • Appliances: Dishwasher,Disposal,Range Hood,Refrigerator W/IceMk,Smooth Stovetop Rnge,Stove/Oven Electric,Water Heater - Elect
  • Interior Features: Breakfast Bar,Built-In Bookcases,Ceiling Cathedral,Fireplace,Guest Quarters,Kitchen Island,Lighting Recessed,Pantry,Washer/Dryer Hookup,Woodwork Stained
  • Rooms Total: 15
  • Stories: 2
  • Window Features: Window Treatment All

Exterior

Parking Information

  • Parking Features: Oversized

Lot Information

  • Lot Features: Bulkhead/Seawall,Flood Insurance Req,Interior,Level
  • Lot Size Acres: 0.21
  • Lot Size Area: 0.21
  • Lot Size Dimensions: 72 x 107 x 71 x 110
  • Lot Size Square Feet: 9147.6
  • Lot Size Units: Acres
  • Road Surface Type: Paved
  • Water Source: Well

Waterfront/View

  • View: River
  • Waterfront Features: River
  • Waterfront: true

Building Exterior/Construction

  • Architectural Style: Cabin
  • Attached Garage: true
  • Construction Materials: Frame,Siding Wood,Trim Wood

General Information

  • Carport: false
  • Exterior Features: Balcony,Yard Building
  • Other Structures: Guest Quarters
  • Utilities: Electric

Room Information

Room: Bedroom

  • Level: First
  • Dimensions: 10.17 x 11.5
  • Length: 10.17
  • Width: 11.50
  • Description: w/ Walk-in Closet

Room: Bonus Room

  • Level: First
  • Dimensions: 10.92 x 17.75
  • Length: 10.92
  • Width: 17.75

Room: Covered Porch

  • Level: First
  • Dimensions: 23.42 x 18
  • Length: 23.42
  • Width: 18.00

Room: Full Bathroom

  • Level: First
  • Dimensions: 5.08 x 7.17
  • Length: 5.08
  • Width: 7.17

Room: Garage

  • Level: First
  • Dimensions: 31 x 11.17
  • Length: 31.00
  • Width: 11.17

Room: Screened Porch

  • Level: First
  • Dimensions: 7.5 x 11.58
  • Length: 7.50
  • Width: 11.58

Room: Separate Apartment

  • Level: First
  • Dimensions: 14.83 x 11.42
  • Length: 14.83
  • Width: 11.42
  • Description: w/ Kitchenette

Room: Balcony

  • Level: Second
  • Dimensions: 7.58 x 23.83
  • Length: 7.58
  • Width: 23.83

Room: Dining Area

  • Level: Second
  • Dimensions: 8 x 23.17
  • Length: 8.00
  • Width: 23.17

Room: Kitchen

  • Level: Second
  • Dimensions: 11 x 23.17
  • Length: 11.00
  • Width: 23.17

Room: Laundry

  • Level: Second
  • Dimensions: 6.33 x 2.33
  • Length: 6.33
  • Width: 2.33

Room: Living Room

  • Level: Second
  • Dimensions: 23.83 x 27.42
  • Length: 23.83
  • Width: 27.42

Room: Master Bathroom

  • Level: Second
  • Dimensions: 11.67 x 7.83
  • Length: 11.67
  • Width: 7.83

Room: Master Bedroom

  • Level: Second
  • Dimensions: 11.75 x 14.75
  • Length: 11.75
  • Width: 14.75

Room: Screened Porch

  • Level: Second
  • Dimensions: 11.25 x 18
  • Length: 11.25
  • Width: 18.00

891 Choctawhatchee River Road Neighborhood

Community

32455 (Ponce De Leon) Demographics

48
Median Age
17
Population Density (per sq. mile)
12%
College Educated
$41,637
Estimated Median Income
1,324
Estimated Total Home Owners
339
Estimated Total Renters
80% / 20%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

891 Choctawhatchee River Road Monthly Cost

$
$ %
%
$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

891 Choctawhatchee River Road Market Data

Based on the last 30 days in this zip code

$663,031
Average List Price
$342
Average Price per Square Foot
3
Properties Sold
206
Average Days on Market
22
Properties for Sale
Calculations provided by Reliance Network

891 Choctawhatchee River Road History

Date Event Value Agent
5/29/2026Source: Emerald Coast MLS Status Change
Active
5/22/2026Source: Emerald Coast MLS Status Change
Pending
3/26/2026Source: Emerald Coast MLS Price Reduction
$399,400 -2.4%
2/20/2026Source: Emerald Coast MLS Added to Database
February 20, 2026
9/6/2025Source: Emerald Coast MLS Status Change
Sold
7/24/2025Source: Emerald Coast MLS Status Change
Pending
7/3/2025Source: Emerald Coast MLS Price Reduction
$335,000 -8.4%
5/22/2025Source: Emerald Coast MLS Added to Database
May 22, 2025