Listing provided courtesy of Keller Williams Realty Destin- MLS# 997307MLS Provider

91 Cobia StreetDestin, FL 32541

Single Family · 6 Beds · 3 Full Baths · 1 Half Bath · 2,542 Sq. ft.
$1,699,000 Active

91 Cobia Street Overview

Time on Site:
114 days
Visits:
0

Just one block from the sugar-white sands of the Gulf, 91 Cobia Street offers the perfect blend of coastal luxury and exceptional investment potential in Destin's highly sought-after Crystal Beach community with 120K in rental income booked for 2026. This beautifully renovated beach home features six bedrooms and three-and-a-half bathrooms across more than 2,500 square feet, providing ample space for large gatherings and vacation guests. Inside, the home showcases stylish upgrades including new flooring, quartz countertops, and a bright open-concept layout designed for effortless entertaining. Large living and dining spaces flow seamlessly together, creating an inviting atmosphere perfect for hosting family and friends after a day at the beach. Step outside to your own private resort-style setting, complete with a brand-new pool, outdoor kitchen, and a rare private pickleball court--amenities that help the property stand out in the highly competitive Destin vacation rental market. Multiple porches and balconies offer the perfect place to unwind in the coastal breeze while enjoying Crystal Beach's relaxed charm. With its unbeatable one-block walk to the beach and close proximity to Destin's top dining, shopping, and entertainment, the property is ideally positioned for both personal enjoyment and strong rental performance. Whether you're seeking a luxury vacation retreat, a turnkey income-producing property, or the best of both worlds, 91 Cobia Street presents an exceptional opportunity along the Emerald Coast.

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91 Cobia Street Facts & Features

  • Type Single Family
  • Sq. ft. 2,542
  • Price/Sq.ft. $668

Details

General

School Information

  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Destin

Building Information

  • New Construction: false
  • Year Built: 1996

Location/Region

  • County Or Parish: Okaloosa
  • MLS Area Major: 14 - Destin
  • MLS Area Minor: 1404 - Destin Beach East
  • Subdivision Name: CRYSTAL BEACH

Community/Development

  • Community Features: Short Term Rental - Allowed,Pickle Ball,BBQ Pit/Grill,Beach,Pets Allowed,Pool

Tax Information

  • Tax Annual Amount: 12708.26
  • Tax Year: 2025

General Information

  • Parcel Number: 00-2S-22-0580-0024-0150
  • Property Condition: Renovated,Construction Complete
  • Property Sub Type: Detached Single Family
  • Property Type: Residential
  • Zoning: Resid Single Family

Interior

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total: 4
  • Bedrooms Total: 6

Building Interior

  • Building Area Source: County PA Records
  • Building Area Total: 2542.0

General Information

  • Appliances: Dishwasher,Dryer,Microwave,Range Hood,Refrigerator W/IceMk,Smoke Detector,Stove/Oven Electric,Washer,Water Heater - Elect
  • Interior Features: Kitchen Island,Newly Painted,Washer/Dryer Hookup
  • Rooms Total: 8
  • Security Features: Fire Alarm/Sprinkler
  • Stories: 2
  • Window Features: Window Treatment All

Exterior

Lot Information

  • Lot Features: Interior,Sidewalk,Within 1/2 Mile to Water
  • Lot Size Dimensions: 50 x 150
  • Lot Size Units: Acres
  • Road Surface Type: Paved

Building Exterior/Construction

  • Architectural Style: Beach House
  • Construction Materials: Brick

General Information

  • Carport: false
  • Exterior Features: Balcony,BBQ Pit/Grill,Fenced Back Yard
  • Pool Features: Pool - In-Ground,Pool Type
  • Utilities: Electric,Gas - Natural,Public Water

Room Information

Room: Bedroom

  • Level: First
  • Dimensions: 13 x 11
  • Length: 13.00
  • Width: 11.00

Room: Bedroom

  • Level: First
  • Dimensions: 13 x 13
  • Length: 13.00
  • Width: 13.00

Room: Foyer

  • Level: First
  • Dimensions: 7 x 6
  • Length: 7.00
  • Width: 6.00

Room: Kitchen

  • Level: First
  • Dimensions: 18 x 13
  • Length: 18.00
  • Width: 13.00

Room: Laundry

  • Level: First
  • Dimensions: 9 x 7
  • Length: 9.00
  • Width: 7.00

Room: Living Room

  • Level: First
  • Dimensions: 24 x 14
  • Length: 24.00
  • Width: 14.00

Room: Master Bathroom

  • Level: First
  • Dimensions: 14 x 13
  • Length: 14.00
  • Width: 13.00

Room: Master Bedroom

  • Level: First
  • Dimensions: 15 x 13
  • Length: 15.00
  • Width: 13.00

91 Cobia Street Neighborhood

Community

32541 (Destin) Demographics

42
Median Age
1,066
Population Density (per sq. mile)
56%
College Educated
$84,865
Estimated Median Income
5,459
Estimated Total Home Owners
2,858
Estimated Total Renters
66% / 34%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

91 Cobia Street Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

91 Cobia Street Market Data

Based on the last 30 days in this zip code

$1,023,083
Average List Price
$527
Average Price per Square Foot
73
Properties Sold
147
Average Days on Market
808
Properties for Sale
Calculations provided by Reliance Network

91 Cobia Street History

Date Event Value Agent
5/9/2026Source: Emerald Coast MLS Price Reduction
$1,699,000 -5.6%
4/27/2026Source: Emerald Coast MLS Price Reduction
$1,800,000 -5.3%
3/7/2026Source: Emerald Coast MLS Added to Database
March 07, 2026