Listing provided courtesy of Lokation- MLS# 1003272MLS Provider

708 Spencer DriveFort Walton Beach, FL 32547

Single Family · 4 Beds · 2 Full Baths · 1,952 Sq. ft. | 0.21 Acres
$445,000 Active

708 Spencer Drive Overview

Time on Site:
43 days
Visits:
0

A assumable loan at 3.125% for eligible VA buyers · No HOA Beautifully updated 4-bedroom, 2-bath home features a new HVAC system and stylish upgrades throughout. Step inside to discover gorgeous new LVP flooring and a custom built-in shelving unit perfect for décor and display space. The completely remodeled kitchen offers solid surface countertops, updated cabinetry, a new sink, and refrigerator, while a large picturesque window above the sink fills the space with natural light and overlooks the lush, private backyard. Both bathrooms have been tastefully remodeled, and all four bedrooms offer comfortable space and versatility. Enjoy outdoor living on the new deck just off the breakfast nook, surrounded by mature landscaping for added privacy. Additional features include a spacious two-car garage, oversized driveway, and a backyard designed for relaxing or entertaining. Solar panels paid at closing offers a low electric bill.

Love this property?
Create a profile so you can receive updates on this property as soon as they happen!
View Map

708 Spencer Drive Facts & Features

  • Type Single Family
  • Sq. ft. 1,952
  • Price/Sq.ft. $228
  • Lot 0.21 Acres

Details

General

School Information

  • Elementary School: Wright
  • Middle Or Junior School: Pryor
  • High School: Choctawhatchee

Listing Information

  • Buyer Financing: Conventional,FHA,VA

Building Information

  • New Construction: false
  • Year Built: 1965

Location/Region

  • County Or Parish: Okaloosa
  • MLS Area Major: 12 - Fort Walton Beach
  • MLS Area Minor: 1206 - Ocean City
  • Subdivision Name: COLONIAL HEIGHTS

Tax Information

  • Tax Annual Amount: 2814.54
  • Tax Year: 2025

General Information

  • Parcel Number: 02-2S-24-0490-000B-0230
  • Property Condition: Construction Complete
  • Property Sub Type: Detached Single Family
  • Property Type: Residential
  • Zoning: Resid Single Family

Interior

Parking Information

  • Garage Spaces: 2.0

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 4

Building Interior

  • Building Area Source: County PA Records
  • Building Area Total: 1952.0

General Information

  • Appliances: Auto Garage Door Opn,Dishwasher,Disposal,Refrigerator,Stove/Oven Electric,Water Heater - Elect
  • Door Features: Storm Door(s)
  • Interior Features: Breakfast Bar,Built-In Bookcases,Lighting Track,Shelving,Washer/Dryer Hookup
  • Rooms Total: 11
  • Stories: 1

Exterior

Parking Information

  • Parking Features: Garage,Oversized

Lot Information

  • Lot Features: Interior,Level,Sidewalk
  • Lot Size Acres: 0.21
  • Lot Size Area: 0.21
  • Lot Size Dimensions: 80x115
  • Lot Size Square Feet: 9147.6
  • Lot Size Units: Acres
  • Road Surface Type: Paved

Building Exterior/Construction

  • Architectural Style: Traditional
  • Attached Garage: true
  • Construction Materials: Brick

General Information

  • Carport: false
  • Road Frontage Type: County Road
  • Utilities: Electric,Public Water,TV Cable

Room Information

Room: Bedroom

  • Level: First
  • Dimensions: 14 x 11
  • Length: 14.00
  • Width: 11.00

Room: Bedroom

  • Level: First
  • Dimensions: 11 x 10
  • Length: 11.00
  • Width: 10.00

Room: Bedroom

  • Level: First
  • Dimensions: 13 x 10
  • Length: 13.00
  • Width: 10.00

Room: Breakfast Room

  • Level: First
  • Dimensions: 12 x 11
  • Length: 12.00
  • Width: 11.00

Room: Dining Room

  • Level: First
  • Dimensions: 17 x 11
  • Length: 17.00
  • Width: 11.00

Room: Full Bathroom

  • Level: First
  • Dimensions: 7 x 5
  • Length: 7.00
  • Width: 5.00

Room: Garage

  • Level: First
  • Dimensions: 23 x 20
  • Length: 23.00
  • Width: 20.00

Room: Kitchen

  • Level: First
  • Dimensions: 12 x 10
  • Length: 12.00
  • Width: 10.00

Room: Living Room

  • Level: First
  • Dimensions: 31 x 11
  • Length: 31.00
  • Width: 11.00

Room: Master Bathroom

  • Level: First
  • Dimensions: 7 x 4
  • Length: 7.00
  • Width: 4.00

Room: Master Bedroom

  • Level: First
  • Dimensions: 20 x 11
  • Length: 20.00
  • Width: 11.00

708 Spencer Drive Neighborhood

Community

32547 (FORT WALTON BEACH) Demographics

36
Median Age
943
Population Density (per sq. mile)
39%
College Educated
$53,236
Estimated Median Income
7,246
Estimated Total Home Owners
6,986
Estimated Total Renters
51% / 49%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

708 Spencer Drive Monthly Cost

$
$ %
%
$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

708 Spencer Drive Market Data

Based on the last 30 days in this zip code

$412,937
Average List Price
$228
Average Price per Square Foot
47
Properties Sold
97
Average Days on Market
202
Properties for Sale
Calculations provided by Reliance Network

708 Spencer Drive History

Date Event Value Agent
6/15/2026Source: Emerald Coast MLS Price Reduction
$445,000 -1.1%
5/17/2026Source: Emerald Coast MLS Added to Database
May 17, 2026