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Listing provided courtesy of Sage Counsel Realty LLC- MLS# 997094MLS Provider

831 Coldwater Creek CircleNiceville, FL 32578

Single Family · 3 Beds · 3 Full Baths · 2,481 Sq. ft. | 0.37 Acres
$676,000 Active

831 Coldwater Creek Circle Overview

Time on Site:
115 days
Visits:
1

Welcome to 831 Coldwater Creek Circle, an exceptional custom-built retreat in one of Niceville's most coveted communities where timeless craftsmanship meets elevated coastal living. This beautifully curated 3-bedroom, 3-bath residence offers a rare blend of sophistication, comfort, and flexibility, featuring exquisite craftsman-style woodwork, thoughtfully designed living spaces, and extensive recent upgrades including new flooring, roof, HVAC systems, and water heaters providing both luxury and peace of mind. Designed with versatility in mind, this distinctive property offers an ideal multi-generational layout, complete with ADU potential for extended family, guests, private office space, or income-producing opportunities. At the heart of the home, a serene courtyard creates the perfect backdrop for entertaining, centered around a charming dip pool that invites relaxed afternoons and unforgettable evenings under the stars. Located in a highly sought-after sidewalk-lined neighborhood known for its charm and convenience, this home places you moments from exclusive shopping, boutique conveniences, and exceptional five-star dining experiences. And when the coast calls, the sugar-white sands and emerald waters of Destin's world-famous beaches are less than 20 minutes away. 831 Coldwater Creek Circle is more than a home it's a lifestyle designed for those who appreciate quality, flexibility, and refined Florida living. This home is in a highly desirable neighborhood with plenty of bike riders and dogwalkers, you'll love it!

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831 Coldwater Creek Circle Facts & Features

  • Type Single Family
  • Sq. ft. 2,481
  • Price/Sq.ft. $272
  • Lot 0.37 Acres

Details

General

Association/HOA

  • Association Fee Includes: Management,Recreational Faclty
  • Association: true

School Information

  • Elementary School: Edge
  • Middle Or Junior School: Ruckel
  • High School: Niceville

Listing Information

  • Buyer Financing: Conventional,FHA,VA

Building Information

  • New Construction: false
  • Year Built: 2004

Location/Region

  • County Or Parish: Okaloosa
  • MLS Area Major: 13 - Niceville
  • MLS Area Minor: 1305 - Niceville North
  • Subdivision Name: SWIFT CREEK PH VI

Community/Development

  • Community Features: Community Room,Fishing,Pavillion/Gazebo,Pets Allowed,Picnic Area,Playground,Pool,Tennis

Tax Information

  • Tax Annual Amount: 5736.56
  • Tax Year: 2025

General Information

  • Parcel Number: 04-1S-22-4404-0000-0620
  • Property Condition: Construction Complete
  • Property Sub Type: Detached Single Family
  • Property Type: Residential
  • Zoning: Resid Single Family

Interior

Parking Information

  • Garage Spaces: 2.0

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total: 3
  • Bedrooms Total: 3

Building Interior

  • Building Area Source: County PA Records
  • Building Area Total: 2481.0

General Information

  • Appliances: Auto Garage Door Opn,Central Vacuum,Cooktop,Dishwasher,Disposal,Microwave,Oven Self Cleaning,Range Hood,Refrigerator W/IceMk,Security System,Smoke Detector,Stove/Oven Gas,Water Heater - Gas
  • Interior Features: Breakfast Bar,Built-In Bookcases,Ceiling Crwn Molding,Ceiling Tray/Cofferd,Fireplace,Guest Quarters,Lighting Recessed,Pantry,Pull Down Stairs,Split Bedroom,Washer/Dryer Hookup,Woodwork Stained
  • Rooms Total: 10
  • Stories: 1
  • Window Features: Window Treatment All,Double Pane Windows

Exterior

Lot Information

  • Lot Features: Covenants,Level,Sidewalk,Survey Available
  • Lot Size Acres: 0.37
  • Lot Size Area: 0.37
  • Lot Size Dimensions: 153 x 135
  • Lot Size Square Feet: 16117.2
  • Lot Size Units: Acres

Building Exterior/Construction

  • Architectural Style: Contemporary
  • Attached Garage: true
  • Construction Materials: Frame,Stucco,Trim Vinyl

General Information

  • Carport: false
  • Exterior Features: Lawn Pump,Separate Living Area,Sprinkler System
  • Fencing: Fenced Lot-Part,Fenced Privacy
  • Other Structures: Guest Quarters
  • Pool Features: Pool - In-Ground,Pool Type
  • Road Frontage Type: City Street
  • Utilities: Gas - Natural,Phone,Public Water,TV Cable,Underground

Room Information

Room: Bedroom

  • Level: First
  • Dimensions: 12 x 11.83
  • Length: 12.00
  • Width: 11.83

Room: Bedroom

  • Level: First
  • Dimensions: 17.83 x 16.66
  • Length: 17.83
  • Width: 16.66

Room: Courtyard

  • Level: First
  • Dimensions: 41 x 36
  • Length: 41.00
  • Width: 36.00

Room: Dining Room

  • Level: First
  • Dimensions: 15 x 7.5
  • Length: 15.00
  • Width: 7.50

Room: Full Bathroom

  • Level: First
  • Dimensions: 10.33 x 7.16
  • Length: 10.33
  • Width: 7.16

Room: Full Bathroom

  • Level: First
  • Dimensions: 8.83 x 7.66
  • Length: 8.83
  • Width: 7.66

Room: Great Room

  • Level: First
  • Dimensions: 22.5 x 21.66
  • Length: 22.50
  • Width: 21.66

Room: Kitchen

  • Level: First
  • Dimensions: 19.83 x 11.5
  • Length: 19.83
  • Width: 11.50

Room: Master Bathroom

  • Level: First
  • Dimensions: 19.83 x 11.5
  • Length: 19.83
  • Width: 11.50

Room: Master Bedroom

  • Level: First
  • Dimensions: 19.83 x 18
  • Length: 19.83
  • Width: 18.00

831 Coldwater Creek Circle Neighborhood

Community

32578 (Niceville) Demographics

40
Median Age
1,197
Population Density (per sq. mile)
53%
College Educated
$90,964
Estimated Median Income
9,670
Estimated Total Home Owners
3,014
Estimated Total Renters
76% / 24%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

831 Coldwater Creek Circle Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

831 Coldwater Creek Circle Market Data

Based on the last 30 days in this zip code

$606,333
Average List Price
$280
Average Price per Square Foot
62
Properties Sold
92
Average Days on Market
266
Properties for Sale
Calculations provided by Reliance Network

831 Coldwater Creek Circle History

Date Event Value Agent
6/18/2026Source: Emerald Coast MLS Price Reduction
$676,000 -1.5%
6/18/2026Source: Emerald Coast MLS Status Change
Active
6/10/2026Source: Emerald Coast MLS Status Change
Pending
6/3/2026Source: Emerald Coast MLS Price Reduction
$686,000 -0.3%
4/28/2026Source: Emerald Coast MLS Price Reduction
$688,000 -0.3%
3/5/2026Source: Emerald Coast MLS Added to Database
March 05, 2026