Listing provided courtesy of Scenic Sotheby's International Realty- MLS# 997179MLS ProviderContact Information: [email protected]

431 Atwater CourtMary Esther, FL 32569

Single Family · 5 Beds · 3 Full Baths · 1 Half Bath · 4,808 Sq. ft. | 0.44 Acres
$1,650,000 Active

431 Atwater Court Overview

Time on Site:
115 days
Visits:
1

At the edge of the Intracoastal waters of Santa Rosa Sound, this elevated coastal contemporary residence offers exceptional privacy and sweeping waterfront views. Positioned at the end of a private street in Mary Esther, the home is bordered by the sound and framed by stately brick column entry walls. Inside, five bedrooms, two bonus rooms, three full baths, and one half bath are thoughtfully arranged to maximize natural light and panoramic water views. Nearly every room overlooks the sound, allowing the waterfront to shape daily living. The main level features a gracious foyer and staircase leading into a living room where expansive windows frame the water as an ever-changing backdrop. The kitchen is designed for entertaining with abundant cabinetry, a chef's pantry with space for a secondary refrigerator, smooth-top cook surface with double ovens, and a prep sink within the island. From the kitchen and dining areas, 180-degree views stretch across the water. Upstairs, the primary suite offers elevated vistas, a walk-out Juliet balcony for coastal breezes, a private fireplace, and a spacious en suite bath with double vanity, garden tub, separate shower, private water closet, and extensive walk-in closet. Outside, white-sand shoreline access extends just beyond the backyard. A private dock spans more than 200 feet and includes an 18,000-lb boat lift, 4,000-lb lift, and jet ski lift -- creating effortless access to the calm waters of the sound. Significant 2022 improvements include a new copper roof, upgraded insulation, refreshed stucco siding, fresh exterior paint, and hurricane-rated windows. Conveniently located between Fort Walton Beach and Navarre along the Emerald Coast, the property offers easy access to Hurlburt Field, Eglin Air Force Base, and Highway 98 while maintaining the tranquility of a private waterfront setting.

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431 Atwater Court Facts & Features

  • Type Single Family
  • Sq. ft. 4,808
  • Price/Sq.ft. $343
  • Lot 0.44 Acres

Details

General

Association/HOA

  • Association Fee Includes: Land Recreation
  • Association: true

School Information

  • Elementary School: Florosa
  • Middle Or Junior School: Meigs
  • High School: Fort Walton Beach

Listing Information

  • Buyer Financing: Conventional,FHA,VA

Building Information

  • New Construction: false
  • Year Built: 1993

Location/Region

  • County Or Parish: Okaloosa
  • MLS Area Major: 12 - Fort Walton Beach
  • MLS Area Minor: 1212 - Mary Esther/West of Hurlburt
  • Subdivision Name: ATWATER

Community/Development

  • Community Features: Beach,Waterfront

Tax Information

  • Tax Annual Amount: 7325.33
  • Tax Year: 2024

General Information

  • Parcel Number: 17-2S-25-0080-0000-0060
  • Property Condition: Construction Complete
  • Property Sub Type: Detached Single Family
  • Property Type: Residential
  • Zoning: Resid Single Family

Interior

Parking Information

  • Garage Spaces: 2.0

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total: 4
  • Bedrooms Total: 5

Building Interior

  • Building Area Source: Agent-Measured
  • Building Area Total: 4808.0

General Information

  • Appliances: Auto Garage Door Opn,Cooktop,Dishwasher,Dryer,Oven Self Cleaning,Refrigerator W/IceMk,Security System,Smoke Detector,Smooth Stovetop Rnge,Washer,Water Heater - Gas
  • Interior Features: Built-In Bookcases,Ceiling Vaulted,Fireplace 2+,Kitchen Island,Newly Painted,Split Bedroom,Washer/Dryer Hookup
  • Rooms Total: 13
  • Stories: 2
  • Window Features: Skylight(s),Window Bay,Window Treatment All

Exterior

Parking Information

  • Parking Features: Garage,Boat,Guest,Oversized,RV

Lot Information

  • Lot Features: Cul-De-Sac,Dead End,Flood Insurance Req
  • Lot Size Acres: 0.44
  • Lot Size Area: 0.44
  • Lot Size Dimensions: 300x200
  • Lot Size Square Feet: 19166.4
  • Lot Size Units: Acres
  • Road Surface Type: Paved

Waterfront/View

  • View: Sound,Pond,Lagoon,Gulf,Canal
  • Waterfront Features: Intracoastal Wtrwy,Gulf/Pass,Lagoon,Pond,Shore - Natural,Shore - Seawall,Sound
  • Waterfront: true

Building Exterior/Construction

  • Architectural Style: Mediterranean
  • Attached Garage: true
  • Construction Materials: Siding EIFS,Stucco

General Information

  • Carport: false
  • Exterior Features: Balcony,BBQ Pit/Grill,Boat Slip,Boatlift,Dock,Sprinkler System
  • Fencing: Fenced
  • Road Frontage Type: Private Road
  • Utilities: Electric,Gas - Natural,Public Water

Room Information

Room: Bedroom

  • Level: First
  • Dimensions: 13 x 12
  • Length: 13.00
  • Width: 12.00

Room: Bedroom

  • Level: First
  • Dimensions: 13 x 12
  • Length: 13.00
  • Width: 12.00

Room: Bonus Room

  • Level: First
  • Dimensions: 15 x 17
  • Length: 15.00
  • Width: 17.00
  • Description: above garage

Room: Bonus Room

  • Level: First
  • Dimensions: 15 x 17
  • Length: 15.00
  • Width: 17.00
  • Description: above garage

Room: Dining Room

  • Level: First
  • Dimensions: 16 x 14
  • Length: 16.00
  • Width: 14.00

Room: Dining Room

  • Level: First
  • Dimensions: 16 x 14
  • Length: 16.00
  • Width: 14.00

Room: Family Room

  • Level: First
  • Dimensions: 22 x 23
  • Length: 22.00
  • Width: 23.00

Room: Family Room

  • Level: First
  • Dimensions: 22 x 23
  • Length: 22.00
  • Width: 23.00

Room: Foyer

  • Level: First
  • Dimensions: 19 x 19
  • Length: 19.00
  • Width: 19.00
  • Description: Entry Way Room

Room: Foyer

  • Level: First
  • Dimensions: 19 x 19
  • Length: 19.00
  • Width: 19.00
  • Description: Entry Way Room

Room: Kitchen

  • Level: First
  • Dimensions: 16 x 17
  • Length: 16.00
  • Width: 17.00

Room: Kitchen

  • Level: First
  • Dimensions: 16 x 17
  • Length: 16.00
  • Width: 17.00

Room: Balcony

  • Level: Second
  • Dimensions: 10 x 3
  • Length: 10.00
  • Width: 3.00

Room: Balcony

  • Level: Second
  • Dimensions: 10 x 3
  • Length: 10.00
  • Width: 3.00

Room: Bedroom

  • Level: Second
  • Dimensions: 21 x 16
  • Length: 21.00
  • Width: 16.00

Room: Bedroom

  • Level: Second
  • Dimensions: 16 x 14
  • Length: 16.00
  • Width: 14.00

Room: Bedroom

  • Level: Second
  • Dimensions: 16 x 17
  • Length: 16.00
  • Width: 17.00

Room: Bedroom

  • Level: Second
  • Dimensions: 21 x 16
  • Length: 21.00
  • Width: 16.00

Room: Bedroom

  • Level: Second
  • Dimensions: 16 x 14
  • Length: 16.00
  • Width: 14.00

Room: Bedroom

  • Level: Second
  • Dimensions: 16 x 17
  • Length: 16.00
  • Width: 17.00

Room: Bonus Room

  • Level: Second
  • Dimensions: 10 x 12
  • Length: 10.00
  • Width: 12.00
  • Description: Between upstairs bedrooms

Room: Bonus Room

  • Level: Second
  • Dimensions: 10 x 12
  • Length: 10.00
  • Width: 12.00
  • Description: Between upstairs bedrooms

Room: Master Bathroom

  • Level: Second
  • Dimensions: 18 x 15
  • Length: 18.00
  • Width: 15.00

Room: Master Bathroom

  • Level: Second
  • Dimensions: 18 x 15
  • Length: 18.00
  • Width: 15.00

Room: Master Bedroom

  • Level: Second
  • Dimensions: 28 x 17
  • Length: 28.00
  • Width: 17.00

Room: Master Bedroom

  • Level: Second
  • Dimensions: 28 x 17
  • Length: 28.00
  • Width: 17.00

431 Atwater Court Neighborhood

Community

32569 (Mary Esther) Demographics

35
Median Age
1,889
Population Density (per sq. mile)
44%
College Educated
$58,832
Estimated Median Income
3,553
Estimated Total Home Owners
1,448
Estimated Total Renters
71% / 29%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

431 Atwater Court Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

431 Atwater Court Market Data

Based on the last 30 days in this zip code

$410,843
Average List Price
$243
Average Price per Square Foot
25
Properties Sold
102
Average Days on Market
174
Properties for Sale
Calculations provided by Reliance Network

431 Atwater Court History

Date Event Value Agent
5/28/2026Source: Emerald Coast MLS Price Reduction
$1,650,000 -2.8%
4/7/2026Source: Emerald Coast MLS Price Reduction
$1,697,800 -3.0%
3/25/2026Source: Emerald Coast MLS Price Reduction
$1,750,000 -2.7%
3/6/2026Source: Emerald Coast MLS Added to Database
March 06, 2026