Listing provided courtesy of Better Homes and Gardens Real Estate Emerald Coast- MLS# 994705MLS Provider

98 Cayman CoveDestin, FL 32541

Single Family · 3 Beds · 3 Full Baths · 1 Half Bath · 2,647 Sq. ft. | 0.14 Acres
$1,149,000 Active

98 Cayman Cove Overview

Time on Site:
143 days
Visits:
0

98 Cayman Cove is minutes from the stunning Destin Beaches, this exceptional home is located in the highly sought-after gated beach community of Destiny. Step inside to experience a gorgeous open-concept floor plan with soaring ceilings that create a bright, airy atmosphere throughout. Enjoy a cozy sitting nook, perfect for relaxing while taking in views of the lush, beautifully maintained outdoors. The master suite offers a luxurious spa-inspired bath, featuring a double soaking tub and spacious walk-in shower, the perfect retreat for unwinding at the end of the day. Situated on a large corner lot surrounded by manicured trees and landscaping, providing privacy and a serene sense of space. The massive two-car garage includes built-in storage, adding both function and utility. Meticulously maintained and truly one of a kind, this home embodies beachside luxury at its finest. Come see it for yourself - your coastal dream home awaits!

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98 Cayman Cove Facts & Features

  • Type Single Family
  • Sq. ft. 2,647
  • Price/Sq.ft. $434
  • Lot 0.14 Acres

Details

General

Association/HOA

  • Association Fee Includes: Accounting,Legal,Management,Master Association,Recreational Faclty
  • Association: true

School Information

  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Destin

Green Features

  • Green Energy Efficient: Doors

Listing Information

  • Buyer Financing: Conventional,Other

Building Information

  • New Construction: false
  • Year Built: 2003

Location/Region

  • County Or Parish: Okaloosa
  • MLS Area Major: 14 - Destin
  • MLS Area Minor: 1404 - Destin Beach East
  • Subdivision Name: DESTINY S/D

Community/Development

  • Community Features: Short Term Rental - Allowed,BBQ Pit/Grill,Community Room,Exercise Room,Gated Community,Pets Allowed,Pool,Tennis,Whirlpool

Tax Information

  • Tax Annual Amount: 11269.0
  • Tax Year: 2025

General Information

  • Parcel Number: 00-2S-22-0400-0000-1660
  • Property Condition: Construction Complete
  • Property Sub Type: Detached Single Family
  • Property Type: Residential
  • Zoning: Resid Single Family

Interior

Parking Information

  • Garage Spaces: 2.0

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total: 4
  • Bedrooms Total: 3

Building Interior

  • Building Area Source: County PA Records
  • Building Area Total: 2647.0

General Information

  • Appliances: Auto Garage Door Opn,Dishwasher,Disposal,Microwave,Oven Self Cleaning,Refrigerator W/IceMk,Security System,Smoke Detector,Stove/Oven Electric,Water Heater - Elect
  • Interior Features: Breakfast Bar,Built-In Bookcases,Ceiling Crwn Molding,Ceiling Tray/Cofferd,Fireplace,Lighting Recessed,Pantry,Shelving,Washer/Dryer Hookup,Woodwork Painted
  • Rooms Total: 15
  • Security Features: Fire Alarm/Sprinkler
  • Stories: 2
  • Window Features: Window Bay,Window Treatmnt Some,Double Pane Windows

Exterior

Parking Information

  • Parking Features: Garage

Lot Information

  • Lot Features: Corner,Level
  • Lot Size Acres: 0.14
  • Lot Size Area: 0.14
  • Lot Size Dimensions: 61x108
  • Lot Size Square Feet: 6098.4
  • Lot Size Units: Acres
  • Road Surface Type: Paved

Building Exterior/Construction

  • Architectural Style: Villa
  • Attached Garage: true
  • Construction Materials: Frame,Stucco

General Information

  • Carport: false
  • Exterior Features: Sprinkler System
  • Pool Features: Pool Type
  • Road Frontage Type: Private Road
  • Utilities: Electric,Gas - Natural,Public Water,TV Cable,Underground

Room Information

Room: Dining Room

  • Level: First
  • Dimensions: 15 x 13
  • Length: 15.00
  • Width: 13.00

Room: Garage

  • Level: First
  • Dimensions: 21 x 20
  • Length: 21.00
  • Width: 20.00

Room: Great Room

  • Level: First
  • Dimensions: 21 x 19
  • Length: 21.00
  • Width: 19.00

Room: Kitchen

  • Level: First
  • Dimensions: 14 x 11
  • Length: 14.00
  • Width: 11.00

Room: Laundry

  • Level: First
  • Dimensions: 7 x 6
  • Length: 7.00
  • Width: 6.00

Room: Loggia

  • Level: First
  • Dimensions: 15 x 9
  • Length: 15.00
  • Width: 9.00

Room: Master Bathroom

  • Level: First
  • Dimensions: 15 x 13
  • Length: 15.00
  • Width: 13.00

Room: Master Bedroom

  • Level: First
  • Dimensions: 17 x 14
  • Length: 17.00
  • Width: 14.00

Room: Sitting Room

  • Level: First
  • Dimensions: 9 x 7
  • Length: 9.00
  • Width: 7.00

Room: Storage

  • Level: First
  • Dimensions: 6 x 6
  • Length: 6.00
  • Width: 6.00

Room: Bedroom

  • Level: Second
  • Dimensions: 13 x 12
  • Length: 13.00
  • Width: 12.00

Room: Bedroom

  • Level: Second
  • Dimensions: 13 x 12
  • Length: 13.00
  • Width: 12.00

Room: Full Bathroom

  • Level: Second
  • Dimensions: 9 x 6
  • Length: 9.00
  • Width: 6.00

Room: Full Bathroom

  • Level: Second
  • Dimensions: 8 x 6
  • Length: 8.00
  • Width: 6.00

Room: Media Room

  • Level: Second
  • Dimensions: 12 x 6
  • Length: 12.00
  • Width: 6.00

98 Cayman Cove Neighborhood

Community

32541 (Destin) Demographics

42
Median Age
1,066
Population Density (per sq. mile)
56%
College Educated
$84,865
Estimated Median Income
5,459
Estimated Total Home Owners
2,858
Estimated Total Renters
66% / 34%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

98 Cayman Cove Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

98 Cayman Cove Market Data

Based on the last 30 days in this zip code

$1,023,083
Average List Price
$527
Average Price per Square Foot
73
Properties Sold
147
Average Days on Market
808
Properties for Sale
Calculations provided by Reliance Network

98 Cayman Cove History

Date Event Value Agent
4/28/2026Source: Emerald Coast MLS Price Reduction
$1,149,000 -2.2%
2/6/2026Source: Emerald Coast MLS Added to Database
February 06, 2026