Listing provided courtesy of CENTURY 21 Ryan Realty Inc- MLS# 791523MLS Provider

532 Cove Villa StreetPanama City Beach, FL 32407

Single Family · 4 Beds · 3 Full Baths · 1 Half Bath · 2,602 Sq. ft. | 0.11 Acres
$465,000 Active

532 Cove Villa Street Overview

Time on Site:
11 days
Visits:
0

YOUR COASTAL BEAUTY AWAITS! A 2021 CRAFTSMAN, TUCKED AWAY ON A PRIVATE CUL-DE-SAC. Deeply loved and meticulously maintained by its current family, this property is filled with warmth, character, and an incredible sense of home. Spanning over 2,600 square feet of brilliantly designed living space, this immaculate 4-bedroom, 3.5-bathroom residence is the definition of modern coastal comfort. With a fresh, open-concept layout and premium upgrades throughout, this house proves you do not have to sacrifice space for a phenomenal location. DESIGNED FOR EFFORTLESS EVERYDAY LIVING, THE FLOOR PLAN FEATURES TWO SEPARATE LIVING ROOMS TO GIVE EVERYONE IN THE FAMILY PLENTY OF COMFORTABLE SPACE TO SPREAD OUT. The main level offers ultimate privacy with a spacious 1ST FLOOR PRIMARY BEDROOM retreat featuring a massive walk-in closet and an en-suite bathroom that serves as a true oasis, boasting a large walk-in shower. The heart of the home is a beautiful chef's kitchen equipped with stunning granite countertops, a sleek smooth-top stove, high-end stainless steel appliances, pantry, and cabinetry offering incredible storage. Beautiful, durable vinyl plank flooring runs throughout the downstairs living areas, perfectly complementing the modern finishes while standing up to a busy lifestyle. Fully equipped for convenience, the property includes built-in smart-home technology with keyless entry, a touch-screen control panel, a smart doorbell, and Echo Dot integration. THE SECOND LEVEL IS AN ABSOLUTE DREAM FOR FAMILIES OR HOSTING GUESTS, HIGHLIGHTED BY A MASSIVE SECONDARY LIVING ROOM. This spacious upstairs family or game room is the perfect, comfortable flex space for a pool table, a cozy media room, or a private retreat for kids to relax and play. The generously sized upstairs bedrooms feature cozy carpeting and share a highly functional Jack-and-Jill bathroom. Step outside to your private outdoor oasis, where a covered patio overlooks a fully privacy-fenced backyard, creating a secure environment that has been the setting for countless weekend cookouts and wonderful family memories. LOCATION IS EVERYTHING, AND FOR MILITARY BUYERS, THIS IS THE ULTIMATE PCS DREAM WITH NSA PANAMA CITY RIGHT AT YOUR DOORSTEP. From your quiet cul-de-sac, your morning commute to the Navy base is literally under five minutes, making it an absolute dream for active duty families or busy professionals. When it is time to unwind, you are perfectly positioned less than ten minutes from the pristine shores of St. Andrews State Park and the sugar-white sand beaches. Spend your weekends exploring the waterfront dining and shopping of the Grand Lagoon, grabbing authentic local flavor at Dat Cajun Place, or celebrating the sunset at the legendary Schooners. PRICED COMPETITIVELY, THIS INCREDIBLY LOVED HOME REPRESENTS A FANTASTIC VALUE AND THE PERFECT LANDING SPOT FOR A RELOCATION. This property is incredibly versatile and warmly welcomes VA, FHA, Conventional, and Cash buyers. A nearly-new build with two living spaces, this much square footage, and this level of comfort is a rare find on the coast, so schedule your private tour today!

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532 Cove Villa Street Facts & Features

  • Type Single Family
  • Sq. ft. 2,602
  • Price/Sq.ft. $179
  • Lot 0.11 Acres

Details

General

Association/HOA

  • Association: true

School Information

  • Elementary School: Walsingham Academy
  • Middle Or Junior School: Breakfast Point
  • High School: Arnold

Building Information

  • New Construction: false
  • Year Built: 2021

Location/Region

  • County Or Parish: Bay
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0321 - Beach - North Central
  • Postal City: Panama City Beach
  • Subdivision Name: Emerald Cove Villas

Community/Development

  • Community Features: Short Term Rental Allowed

Tax Information

  • Tax Year: 2025

General Information

  • Parcel Number: 27541-500-018
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Special Listing Conditions: Listed As-Is

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total: 4
  • Bedrooms Total: 4

Building Interior

  • Building Area Total: 2602.0

General Information

  • Appliances: Electric Range,Electric Water Heater
  • Interior Features: Double Vanity,Interior Steps,Main Level Primary,Walk-In Closet(s)
  • Levels: Two
  • Living Area Source: Appraiser
  • Rooms Total: 8
  • Security Features: Security System
  • Stories: 2
  • Stories Total: 2
  • Units Furnished: None

Exterior

Parking Information

  • Parking Features: Garage,Garage Door Opener

Lot Information

  • Lot Features: Cul-De-Sac,Sprinkler System,Paved
  • Lot Size Acres: 0.11
  • Lot Size Area: 0.11
  • Lot Size Dimensions: 50.0 ft x 100.0 ft
  • Lot Size Square Feet: 4792.0
  • Lot Size Units: Acres

Waterfront/View

  • Waterfront: false

Building Exterior/Construction

  • Architectural Style: Craftsman
  • Attached Garage: false
  • Construction Materials: HardiPlank Type,Wood Frame
  • Patio And Porch Features: Covered,Porch,Screened
  • Roof: Shingle

General Information

  • Exterior Features: Porch
  • Fencing: Fenced
  • Sewer: Public Sewer
  • Utilities: Cable Connected,Electricity Available,Underground Utilities

Room Information

Room: Dining Room

  • Level: First
  • Dimensions: 12 x 13
  • Length: 12.0
  • Width: 13.0
  • Description: approximate

Room: Kitchen

  • Level: First
  • Dimensions: 11 x 13
  • Length: 11.0
  • Width: 13.0
  • Description: approximate

Room: Living Room

  • Level: First
  • Dimensions: 13 x 21
  • Length: 13.0
  • Width: 21.0
  • Description: approximate

Room: Primary Bedroom

  • Level: First
  • Dimensions: 16 x 13
  • Length: 16.0
  • Width: 13.0
  • Description: approximate

Room: Bedroom

  • Level: Second
  • Dimensions: 12 x 12
  • Length: 12.0
  • Width: 12.0
  • Description: approximate

Room: Bedroom

  • Level: Second
  • Dimensions: 13 x 11
  • Length: 13.0
  • Width: 11.0
  • Description: approximate

Room: Bedroom

  • Level: Second
  • Dimensions: 13 x 11
  • Length: 13.0
  • Width: 11.0
  • Description: approximate

Room: Family Room

  • Level: Second
  • Dimensions: 23 x 16
  • Length: 23.0
  • Width: 16.0
  • Description: approximate

532 Cove Villa Street Neighborhood

Community

32407 (Panama City Beach) Demographics

40
Median Age
629
Population Density (per sq. mile)
41%
College Educated
$61,450
Estimated Median Income
2,814
Estimated Total Home Owners
2,162
Estimated Total Renters
57% / 43%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

532 Cove Villa Street Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

532 Cove Villa Street Market Data

Based on the last 30 days in this zip code

$527,919
Average List Price
$329
Average Price per Square Foot
70
Properties Sold
87
Average Days on Market
663
Properties for Sale
Calculations provided by Reliance Network

532 Cove Villa Street History

Date Event Value Agent
6/17/2026Source: Central Panhandle MLS Added to Database
June 17, 2026
3/18/2026Source: Central Panhandle MLS Added to Database
March 18, 2026