Listing provided courtesy of Seltzer Real Estate, LLC- MLS# 791052MLS Provider

3513 Cottage Cove LanePanama City, FL 32408

Single Family · 4 Beds · 2 Full Baths · 1 Half Bath · 2,314 Sq. ft. | 0.07 Acres
$599,000 Active

3513 Cottage Cove Lane Overview

Time on Site:
20 days
Visits:
0

Welcome to this beautifully appointed 4-bedroom, 2.5-bathroom home located in the highly sought-after gated community of Sanctuary Beach. Designed with both comfort and style in mind, this home features luxury vinyl plank flooring throughout, recessed lighting, and an open-concept layout perfect for everyday living and entertaining.The heart of the home is the spacious kitchen, showcasing an oversized island overlooking the living area, complete with an electric fireplace. Enjoy premium finishes including stainless steel appliances, a gas range, quartz countertops, and shaker-style soft-close cabinetry. Just off the kitchen, you'll find a convenient butler's pantry featuring a wine cooler, providing additional storage and entertaining space. A well-positioned half bath is also located on the main floor for guests.Upstairs, the spacious primary suite offers a relaxing retreat with a double vanity, a stunning floor-to-ceiling tiled walk-in shower, and a generous walk-in closet that conveniently connects directly to the laundry room. Three additional bedrooms and a full bathroom complete the second level.Step outside to enjoy the covered back patio overlooking the backyard, perfect for relaxing or hosting gatherings. Ideally situated just a short walk from the community pool and only minutes from the white sandy beaches of Panama City Beach, this home offers the perfect combination of luxury, convenience, and coastal living.

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3513 Cottage Cove Lane Facts & Features

  • Type Single Family
  • Sq. ft. 2,314
  • Price/Sq.ft. $259
  • Lot 0.07 Acres

Details

General

Association/HOA

  • Association Amenities: Gated
  • Association: true

School Information

  • Elementary School: Patronis
  • Middle Or Junior School: Surfside
  • High School: Arnold

Building Information

  • New Construction: false
  • Year Built: 2024

Location/Region

  • County Or Parish: Bay
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0319 - Beach - East
  • Postal City: Panama City
  • Subdivision Name: Sanctuary Beach

Community/Development

  • Community Features: Pool,Community Pool,Gated

Tax Information

  • Tax Annual Amount: 6468.0
  • Tax Year: 2025

General Information

  • Parcel Number: 31368-121-000
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Special Listing Conditions: Listed As-Is

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 4

Building Interior

  • Building Area Total: 2314.0

General Information

  • Appliances: Gas Range
  • Foundation Details: Slab
  • Interior Features: Double Vanity,Interior Steps,Walk-In Closet(s)
  • Levels: Two
  • Living Area Source: Appraiser
  • Rooms Total: 4
  • Security Features: Gated Community,Security Gate,Smoke Detector(s)
  • Stories: 2
  • Stories Total: 2
  • Units Furnished: All Units

Exterior

Parking Information

  • Parking Features: Gated

Lot Information

  • Lot Features: Sprinkler System
  • Lot Size Dimensions: 40x80
  • Lot Size Square Feet: 3049.0
  • Lot Size Units: Acres

Waterfront/View

  • Waterfront: false

Building Exterior/Construction

  • Architectural Style: Craftsman
  • Attached Garage: false
  • Construction Materials: HardiPlank Type,Wood Frame
  • Patio And Porch Features: Covered,Patio
  • Roof: Shingle

General Information

  • Fencing: Fenced
  • Pool Features: In Ground,Community
  • Road Frontage Type: Private Road
  • Sewer: Public Sewer
  • Utilities: Electricity Available,Underground Utilities

Room Information

Room: Bedroom

  • Dimensions: 13 x 11
  • Length: 13.0
  • Width: 11.0
  • Description: TBC

Room: Bedroom

  • Dimensions: 13 x 11
  • Length: 13.0
  • Width: 11.0
  • Description: TBC

Room: Living Room

  • Dimensions: 20 x 15
  • Length: 20.0
  • Width: 15.0
  • Description: TBC

Room: Primary Bedroom

  • Dimensions: 15 x 15
  • Length: 15.0
  • Width: 15.0
  • Description: TBC

3513 Cottage Cove Lane Neighborhood

Community

32408 (Panama City Beach) Demographics

43
Median Age
751
Population Density (per sq. mile)
48%
College Educated
$57,202
Estimated Median Income
5,833
Estimated Total Home Owners
2,869
Estimated Total Renters
67% / 33%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

3513 Cottage Cove Lane Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

3513 Cottage Cove Lane Market Data

Based on the last 30 days in this zip code

$616,879
Average List Price
$391
Average Price per Square Foot
97
Properties Sold
89
Average Days on Market
1,054
Properties for Sale
Calculations provided by Reliance Network

3513 Cottage Cove Lane History

Date Event Value Agent
6/9/2026Source: Central Panhandle MLS Added to Database
June 09, 2026
3/17/2026Source: Central Panhandle MLS Added to Database
March 17, 2026