Listing provided courtesy of ERA American Real Estate- MLS# 992670
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1491 W Highway 98Mary Esther, FL 32569
Single Family · 4 Beds · 3 Full Baths · 2,986 Sq. ft. | 0.44 Acres$985,000
Active
1491 W Highway 98 Overview
- Time on Site:
- 168 days
- Visits:
- 3
What if your waterfront home could help pay for itself? This rare opportunity offers 115 feet of shoreline, sweeping water views, & a versatile layout designed for both lifestyle & income potential. Whether you're searching for a primary residence, second home, or investment property, this one delivers. A newly built sundeck (2021) creates the perfect setting for boating, fishing, or sunset evenings on the water. Inside, the main home features tile flooring throughout, a bay-window breakfast nook w/ water views, full renovation in 2005-06 & extensive updates including roof, HVAC, and plumbing in 2021. The standout feature? A private 1,200 sq ft 1-bedroom apartment over the garage w/ its own entrance, balcony, HVAC, water heater, washer/dryer & security system--ideal for long-term tenants, short-term rental income, or extended family. Additional highlights include a 400 sqft office w/ separate entrance (perfect for a home business or guest suite), concrete safe room, workshop, circular driveway, newer appliances (5 yrs or newer), & abundant storage throughout. Live on the water, generate income, & maximize flexibility--all in one unique property.
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1491 W Highway 98 Facts & Features
- Type Single Family
- Sq. ft. 2,986
- Price/Sq.ft. $330
- Lot 0.44 Acres
Details
General
School Information
- Elementary School: Florosa
- Middle Or Junior School: Bruner
- High School: Fort Walton Beach
Listing Information
- Buyer Financing: Conventional,FHA
Building Information
- New Construction: false
- Year Built: 1981
Location/Region
- County Or Parish: Okaloosa
- MLS Area Major: 12 - Fort Walton Beach
- MLS Area Minor: 1212 - Mary Esther/West of Hurlburt
- Subdivision Name: METES & BOUNDS
Tax Information
- Tax Annual Amount: 3920.02
- Tax Year: 2025
General Information
- Parcel Number: 14-2S-25-0000-0020-0000
- Property Condition: Construction Complete
- Property Sub Type: Detached Single Family
- Property Type: Residential
- Zoning: Resid Single Family
Interior
Parking Information
- Garage Spaces: 2.0
Beds/Baths
- Bathrooms Full: 3
- Bathrooms Total: 3
- Bedrooms Total: 4
Building Interior
- Building Area Source: County PA Records
- Building Area Total: 2986.0
General Information
- Appliances: Dishwasher,Microwave,Range Hood,Refrigerator W/IceMk,Smoke Detector,Smooth Stovetop Rnge,Water Heater - Elect
- Door Features: Storm Door(s)
- Interior Features: Ceiling Vaulted,Fireplace,Guest Quarters,Lighting Recessed,Pantry,Split Bedroom,Washer/Dryer Hookup
- Rooms Total: 11
- Stories: 2
- Window Features: Window Bay,Window Treatmnt Some,Double Pane Windows
Exterior
Parking Information
- Parking Features: Oversized
Lot Information
- Lot Features: Bulkhead/Seawall,Flood Insurance Req
- Lot Size Acres: 0.44
- Lot Size Area: 0.44
- Lot Size Dimensions: 114.7 x 192.76 x 123 x 149.55
- Lot Size Square Feet: 19166.4
- Lot Size Units: Acres
- Road Surface Type: Paved
Waterfront/View
- View: Sound
- Waterfront Features: Intracoastal Wtrwy,Sound
- Waterfront: true
Building Exterior/Construction
- Architectural Style: Traditional
- Attached Garage: true
- Construction Materials: Concrete,Siding CmntFbrHrdBrd,Siding Vinyl,Trim Aluminum
General Information
- Carport: false
- Exterior Features: Dock,Hurricane Shutters,Lawn Pump,Sprinkler System
- Other Structures: Greenhouse,Workshop
- Road Frontage Type: County Road,State Road
- Utilities: Public Water
Room Information
Room: Bedroom
- Level: First
- Dimensions: 13 x 17
- Length: 13.00
- Width: 17.00
Room: Bedroom
- Level: First
- Dimensions: 16 x 11
- Length: 16.00
- Width: 11.00
Room: Dining Room
- Level: First
- Dimensions: 14 x 15
- Length: 14.00
- Width: 15.00
Room: Kitchen
- Level: First
- Dimensions: 14 x 9
- Length: 14.00
- Width: 9.00
Room: Living Room
- Level: First
- Dimensions: 14 x 18
- Length: 14.00
- Width: 18.00
Room: Master Bedroom
- Level: First
- Dimensions: 16 x 11
- Length: 16.00
- Width: 11.00
Room: Office
- Level: First
- Dimensions: 14 x 19
- Length: 14.00
- Width: 19.00
- Description: Could be used at 4th bedroom
Room: Dining Area
- Level: Second
- Dimensions: 8 x 8
- Length: 8.00
- Width: 8.00
- Description: Apartment
Room: Kitchen
- Level: Second
- Dimensions: 8 x 16
- Length: 8.00
- Width: 16.00
- Description: Apartment
Room: Living Room
- Level: Second
- Dimensions: 12 x 24
- Length: 12.00
- Width: 24.00
- Description: Apartment
Room: Master Bedroom
- Level: Second
- Dimensions: 12 x 23
- Length: 12.00
- Width: 23.00
- Description: Apartment
1491 W Highway 98 Neighborhood
Community
32569 (Mary Esther) Demographics
35
Median Age
1,889
Population Density (per sq. mile)
44%
College Educated
$58,832
Estimated Median Income
3,553
Estimated Total Home Owners
1,448
Estimated Total Renters
71% / 29%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Schools
School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.1491 W Highway 98 Monthly Cost
1491 W Highway 98 Market Data
Based on the last 30 days in this zip code
$410,843
Average List Price
$243
Average Price per Square Foot
25
Properties Sold
102
Average Days on Market
174
Properties for Sale
1491 W Highway 98 History
| Date | Value | Agent |
|---|---|---|
| 6/10/2026Source: Pensacola MLS | June 10, 2026 |