Listing provided courtesy of EXP Realty LLC- MLS# 1000753MLS Provider

108 San Vincente StreetPanama City Beach, FL 32413

Condo/Townhouse · 10 Beds · 6 Full Baths · 2 Half Baths · 4,000 Sq. ft. | 0.15 Acres
$1,575,000 Active

108 San Vincente Street Overview

Time on Site:
74 days
Visits:
0

Positioned less than 1 mile from the nearest public beach access and within 2 miles of Pier Park, this exceptional 2024-built luxury duplex presents a rare opportunity to own a fully furnished, turnkey investment property in one of Panama City Beach's most desirable vacation destinations. Designed for short-term rental success, the property features a resort-style heated saltwater pool, two spacious units, and accommodations ideal for large groups and multi-family vacations. Each side offers 5 bedrooms, 3.5 bathrooms, a full kitchen, and expansive living and dining areas, creating an exceptional guest experience while maximizing income potential. The resort-inspired outdoor space is designed to elevate the guest experience. A large heated saltwater pool serves as the centerpiece of the backyard retreat, providing year-round enjoyment and enhanced rental appeal. Two pergola-covered gathering areas offer dedicated spaces for outdoor dining, entertaining, and relaxation, while a unique privacy divider allows each side of the duplex to enjoy its own outdoor setting when rented independently, enhancing flexibility and guest satisfaction. Inside, upscale finishes and quality craftsmanship are evident throughout, including 10-foot ceilings, luxury vinyl plank flooring, quartz countertops, designer-tiled showers, modern LED mirrors, and stylish coastal finishes. Private covered balconies extend the living space outdoors, offering the perfect place to enjoy morning coffee or unwind after a day spent at the beach. Built with both owner convenience and guest comfort in mind, the property is equipped with tankless gas water heaters, smart thermostats, and contemporary systems designed for efficiency and low-maintenance ownership. Whether you're seeking a high-performing short-term rental, a multi-generational family retreat, or an investment property capable of generating income while accommodating large groups, this remarkable duplex offers exceptional versatility. Located just minutes from the Gulf's sugar-white beaches, Pier Park's premier shopping, dining, and entertainment, and many of Panama City Beach's most popular attractions, this is a rare opportunity to acquire a nearly new coastal investment property with outstanding rental potential and broad guest appeal.

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108 San Vincente Street Facts & Features

  • Type Condo/Townhouse
  • Sq. ft. 4,000
  • Price/Sq.ft. $394
  • Lot 0.15 Acres

Details

General

School Information

  • Elementary School: West Bay
  • Middle Or Junior School: Surfside
  • High School: Arnold

Listing Information

  • Buyer Financing: Conventional,VA

Building Information

  • New Construction: false
  • Year Built: 2024

Location/Region

  • County Or Parish: Bay
  • MLS Area Major: 27 - Bay County
  • MLS Area Minor: 2725 - Beach - West South
  • Subdivision Name: EL CENTRO BEACH

Tax Information

  • Tax Annual Amount: 13937.27
  • Tax Year: 2025

General Information

  • Parcel Number: 33383-030-000
  • Property Condition: Construction Complete
  • Property Sub Type: Attached Single Unit
  • Property Type: Residential
  • Zoning: Resid Multi-Family

Interior

Beds/Baths

  • Bathrooms Full: 6
  • Bathrooms Half: 2
  • Bathrooms Total: 8
  • Bedrooms Total: 10

Building Interior

  • Building Area Source: County PA Records
  • Building Area Total: 4000.0

General Information

  • Appliances: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove/Oven Electric,Washer,Water Heater - Tnkls
  • Interior Features: Breakfast Bar,Ceiling Raised,Lighting Recessed,Washer/Dryer Hookup
  • Rooms Total: 12
  • Stories: 2
  • Window Features: Window Treatment All

Exterior

Lot Information

  • Lot Features: Within 1/2 Mile to Water
  • Lot Size Acres: 0.15
  • Lot Size Area: 0.15
  • Lot Size Square Feet: 6534.0
  • Lot Size Units: Acres
  • Road Surface Type: Paved

Building Exterior/Construction

  • Architectural Style: Duplex
  • Construction Materials: Frame,Stucco

General Information

  • Carport: false
  • Exterior Features: Balcony,BBQ Pit/Grill
  • Fencing: Fenced Privacy
  • Pool Features: Pool - Heated,Pool - In-Ground,Pool Type
  • Utilities: Electric,Gas - Natural,Public Water

Room Information

Room: Bedroom

  • Level: First
  • Dimensions: 10 x 12
  • Length: 10.00
  • Width: 12.00

Room: Bedroom

  • Level: First
  • Dimensions: 11 x 12
  • Length: 11.00
  • Width: 12.00

Room: Living Room

  • Level: First
  • Dimensions: 15 x 15
  • Length: 15.00
  • Width: 15.00

Room: Living Room

  • Level: First
  • Dimensions: 15 x 15
  • Length: 15.00
  • Width: 15.00

Room: Bedroom

  • Level: Second
  • Dimensions: 12 x 12
  • Length: 12.00
  • Width: 12.00

Room: Bedroom

  • Level: Second
  • Dimensions: 12 x 12
  • Length: 12.00
  • Width: 12.00

Room: Bedroom

  • Level: Second
  • Dimensions: 12 x 12
  • Length: 12.00
  • Width: 12.00

Room: Bedroom

  • Level: Second
  • Dimensions: 12 x 12
  • Length: 12.00
  • Width: 12.00

Room: Bedroom

  • Level: Second
  • Dimensions: 12 x 12
  • Length: 12.00
  • Width: 12.00

Room: Bedroom

  • Level: Second
  • Dimensions: 12 x 12
  • Length: 12.00
  • Width: 12.00

Room: Bedroom

  • Level: Second
  • Dimensions: 12 x 12
  • Length: 12.00
  • Width: 12.00

Room: Bedroom

  • Level: Second
  • Dimensions: 12 x 12
  • Length: 12.00
  • Width: 12.00

108 San Vincente Street Neighborhood

Community

32413 (Panama City Beach) Demographics

53
Median Age
180
Population Density (per sq. mile)
48%
College Educated
$72,275
Estimated Median Income
4,913
Estimated Total Home Owners
1,645
Estimated Total Renters
75% / 25%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

108 San Vincente Street Monthly Cost

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$ %
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$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

108 San Vincente Street Market Data

Based on the last 30 days in this zip code

$763,692
Average List Price
$471
Average Price per Square Foot
127
Properties Sold
91
Average Days on Market
1,248
Properties for Sale
Calculations provided by Reliance Network

108 San Vincente Street History

Date Event Value Agent
6/17/2026Source: Central Panhandle MLS Added to Database
June 17, 2026
3/18/2026Source: Central Panhandle MLS Added to Database
March 18, 2026