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Listing provided courtesy of Century 21 AllPoints Realty- MLS# 990077MLS Provider

514 Vera Cruz DriveDestin, FL 32541

Single Family · 6 Beds · 6 Full Baths · 3,750 Sq. ft.
$2,699,000 Active

514 Vera Cruz Drive Overview

Time on Site:
220 days
Visits:
2

PRICE JUST REDUCED!! Motivated Seller! Exceptional Canal Front home offers the perfect blend of coastal living and modern convenience. Situated just one block from the beach with Gulf views and directly on a deep-water canal, this home is truly a rare find. What sets this property apart is its unique features, including a fully covered and enclosed outdoor entertainment area with observation deck and two covered boat slips with lifts, and an impressive 90 feet of deep-water frontage. The home boasts two separate living areas (2nd Level - Main Level and 3rd Level Lockout) each with their own private entrances totaling six spacious bedrooms, six full bathrooms and two fully equipped kitchens, providing ample room for family & guests. The large lot can accommodate a pool.

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514 Vera Cruz Drive Facts & Features

  • Type Single Family
  • Sq. ft. 3,750
  • Price/Sq.ft. $720

Details

General

Association/HOA

  • Association Fee Includes: Accounting,Ground Keeping,Land Recreation,Legal,Management,Master Association,Security
  • Association: true

School Information

  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Destin

Building Information

  • New Construction: false
  • Year Built: 1972

Location/Region

  • County Or Parish: Okaloosa
  • MLS Area Major: 14 - Destin
  • MLS Area Minor: 1401 - Destin Beach West
  • Subdivision Name: HOLIDAY ISLE

Community/Development

  • Community Features: Short Term Rental - Allowed,Beach,Deed Access,Fishing,Pets Allowed,TV Cable,Waterfront

Tax Information

  • Tax Annual Amount: 14338.61
  • Tax Year: 2023

General Information

  • Parcel Number: 00-2S-24-2186-000F-0840
  • Property Condition: Construction Complete
  • Property Sub Type: Detached Single Family
  • Property Type: Residential
  • Zoning: Resid Single Family

Interior

Parking Information

  • Garage Spaces: 2.0

Beds/Baths

  • Bathrooms Full: 6
  • Bathrooms Half: 0
  • Bathrooms Total: 6
  • Bedrooms Total: 6

Building Interior

  • Building Area Source: County PA Records
  • Building Area Total: 3750.0

General Information

  • Appliances: Cooktop,Dishwasher,Disposal,Dryer,Freezer,Microwave,Oven Double,Refrigerator W/IceMk,Stove/Oven Electric,Washer
  • Interior Features: Guest Quarters,Kitchen Island,Lighting Recessed
  • Rooms Total: 8
  • Stories: 3

Exterior

Parking Information

  • Parking Features: See Remarks

Lot Information

  • Lot Features: Bulkhead/Seawall,Flood Insurance Req,Interior,Level,Within 1/2 Mile to Water
  • Lot Size Dimensions: 90x130
  • Lot Size Units: Acres

Waterfront/View

  • View: Gulf,Canal
  • Waterfront Features: Canal
  • Waterfront: true

Building Exterior/Construction

  • Architectural Style: Beach House
  • Construction Materials: Brick,Siding CmntFbrHrdBrd,Stucco

General Information

  • Carport: false
  • Exterior Features: Rain Gutter,Balcony,Boat Slip,Boatlift,Dock,Shower,Summer Kitchen
  • Other Structures: Boathouse
  • Road Frontage Type: City Street
  • Utilities: Community Water,Electric,TV Cable

Room Information

Room: Bedroom

  • Level: First
  • Dimensions: 20 x 14.5
  • Length: 20.00
  • Width: 14.50

Room: Bedroom

  • Level: First
  • Dimensions: 14 x 10.5
  • Length: 14.00
  • Width: 10.50

Room: Bedroom

  • Level: First
  • Dimensions: 15 x 14
  • Length: 15.00
  • Width: 14.00

Room: Full Bathroom

  • Level: First
  • Dimensions: 10 x 5.5
  • Length: 10.00
  • Width: 5.50

Room: Kitchen

  • Level: First
  • Dimensions: 15 x 19
  • Length: 15.00
  • Width: 19.00

Room: Living Room

  • Level: First
  • Dimensions: 20 x 20
  • Length: 20.00
  • Width: 20.00

Room: Master Bathroom

  • Level: First
  • Dimensions: 10 x 7.5
  • Length: 10.00
  • Width: 7.50

Room: Master Bedroom

  • Level: First
  • Dimensions: 18 x 15
  • Length: 18.00
  • Width: 15.00

514 Vera Cruz Drive Neighborhood

Community

32541 (Destin) Demographics

42
Median Age
1,066
Population Density (per sq. mile)
56%
College Educated
$84,865
Estimated Median Income
5,459
Estimated Total Home Owners
2,858
Estimated Total Renters
66% / 34%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

514 Vera Cruz Drive Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

514 Vera Cruz Drive Market Data

Based on the last 30 days in this zip code

$1,023,083
Average List Price
$527
Average Price per Square Foot
73
Properties Sold
147
Average Days on Market
808
Properties for Sale
Calculations provided by Reliance Network

514 Vera Cruz Drive History

Date Event Value Agent
3/16/2026Source: Emerald Coast MLS Price Reduction
$2,699,000 -3.6%
11/21/2025Source: Emerald Coast MLS Added to Database
November 21, 2025