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Listing provided courtesy of Counts Real Estate Group Inc- MLS# 785858MLS Provider

657 Main StreetChipley, FL 32428

Single Family · 3 Beds · 2 Full Baths · 1,804 Sq. ft. | 0.44 Acres
$280,000 Active

657 Main Street Overview

Time on Site:
104 days
Visits:
0

Welcome to a beautifully fully renovated home in the heart of Chipley that blends vintage character with modern comfort. This 3 bedroom, 2 bath residence offers approximately 1,804 square feet of inviting living space on nearly half an acre. The interior has been thoughtfully updated to create a warm and functional layout, perfect for both everyday living and entertaining. Spacious living areas flow easily from room to room, while the generously sized primary suite provides a relaxing retreat. An oversized utility room offers flexible space that could serve as a home office, hobby room, or additional storage area. The kitchen is designed with both style and functionality in mind, featuring extra counter space for meal prep and entertaining, along with a double door refrigerator for added convenience. Major improvements add peace of mind, including a brand new roof, new HVAC system, and new energy efficient windows. These upgrades enhance comfort, efficiency, and long term value. The unique lot provides frontage on Main Street with additional access from 7th Street, allowing for convenient rear entry and extra parking options. Located just minutes from local shops, dining, and schools, this property offers charm, updates, and location all in one package. Scedule a private tour today!

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657 Main Street Facts & Features

  • Type Single Family
  • Sq. ft. 1,804
  • Price/Sq.ft. $155
  • Lot 0.44 Acres

Details

General

Association/HOA

  • Association: false

School Information

  • Elementary School: Kate M. Smith
  • Middle Or Junior School: Roulhac
  • High School: Chipley

Building Information

  • New Construction: false
  • Year Built: 1938

Location/Region

  • County Or Parish: Washington
  • MLS Area Major: 10 - Washington County
  • MLS Area Minor: 1001 - Washington NE
  • Postal City: Chipley
  • Subdivision Name: No Named Subdivision

Community/Development

  • Community Features: Short Term Rental Allowed

Tax Information

  • Tax Annual Amount: 1896.0
  • Tax Year: 2025

General Information

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Special Listing Conditions: Listed As-Is

Interior

Parking Information

  • Garage: false

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 3

Building Interior

  • Building Area Total: 1804.0

General Information

  • Appliances: Electric Water Heater
  • Interior Features: Main Level Primary,Shower Only,Walk-In Closet(s),Utility Room
  • Living Area Source: Appraiser
  • Rooms Total: 9
  • Stories: 1
  • Units Furnished: None

Exterior

Parking Information

  • Parking Features: Additional Parking,Drive Through

Lot Information

  • Lot Features: Paved
  • Lot Size Acres: 0.44
  • Lot Size Area: 0.44
  • Lot Size Dimensions: irregular
  • Lot Size Square Feet: 19297.0
  • Lot Size Units: Acres
  • Road Responsibility: Public Maintained Road

Waterfront/View

  • Waterfront: false

Building Exterior/Construction

  • Architectural Style: Ranch
  • Attached Garage: false
  • Construction Materials: Vinyl Siding,Wood Frame
  • Patio And Porch Features: Covered,Porch
  • Roof: Shingle

General Information

  • Covered Spaces: 1.0
  • Road Frontage Type: City Street
  • Sewer: Public Sewer
  • Utilities: Electricity Available

Room Information

Room: Bedroom

  • Level: First
  • Dimensions: 13 x 10
  • Length: 13.0
  • Width: 10.0
  • Description: Buyer to verify measurements

Room: Bedroom

  • Level: First
  • Dimensions: 12.5 x 11
  • Length: 12.5
  • Width: 11.0
  • Description: Buyer to verify measurements

Room: Breakfast Room/Nook

  • Level: First
  • Dimensions: 7 x 9
  • Length: 7.0
  • Width: 9.0
  • Description: Buyer to verify measurements

Room: Full Bath

  • Level: First
  • Dimensions: 5.5 x 7.5
  • Length: 5.5
  • Width: 7.5
  • Description: Buyer to verify measurements

Room: Kitchen

  • Level: First
  • Dimensions: 9 x 13.5
  • Length: 9.0
  • Width: 13.5
  • Description: Buyer to verify measurements

Room: Living Room

  • Level: First
  • Dimensions: 13 x 19
  • Length: 13.0
  • Width: 19.0
  • Description: Buyer to verify measurements

Room: Primary Bathroom

  • Level: First
  • Dimensions: 6 x 7.5
  • Length: 6.0
  • Width: 7.5
  • Description: Buyer to verify measurements

Room: Primary Bedroom

  • Level: First
  • Dimensions: 23.6 x 19.5
  • Length: 23.6
  • Width: 19.5
  • Description: Buyer to verify measurements

Room: Utility Room

  • Level: First
  • Dimensions: 16 x 9
  • Length: 16.0
  • Width: 9.0
  • Description: Buyer to verify measurements

657 Main Street Neighborhood

Community

32428 (Chipley) Demographics

41
Median Age
60
Population Density (per sq. mile)
20%
College Educated
$40,084
Estimated Median Income
4,796
Estimated Total Home Owners
1,270
Estimated Total Renters
79% / 21%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

657 Main Street Monthly Cost

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$ %
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$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

657 Main Street Market Data

Based on the last 30 days in this zip code

$293,874
Average List Price
$173
Average Price per Square Foot
16
Properties Sold
69
Average Days on Market
205
Properties for Sale
Calculations provided by Reliance Network

657 Main Street History

Date Event Value Agent
6/18/2026Source: Central Panhandle MLS Price Reduction
$280,000 -6.7%
4/8/2026Source: Central Panhandle MLS Price Reduction
$299,999 -1.6%
3/21/2026Source: Central Panhandle MLS Price Reduction
$305,000 -1.6%
3/17/2026Source: Central Panhandle MLS Added to Database
March 17, 2026
3/17/2026Source: Central Panhandle MLS Added to Database
March 17, 2026