Listing provided courtesy of Keller Williams Realty Emerald- MLS# 788277MLS Provider

3511 Cottage Cove LanePanama City, FL 32408

Single Family · 4 Beds · 2 Full Baths · 1 Half Bath · 2,375 Sq. ft. | 0.08 Acres
$599,000 Active

3511 Cottage Cove Lane Overview

Time on Site:
76 days
Visits:
0

LOWEST PRICED PER SQUARE FOOT CUSTOM HOME IN SANCTUARY BEACH! Beautifully crafted and impeccably maintained, this 4-bedroom Craftsman home in the highly sought-after Sanctuary Beach subdivision offers the perfect blend of timeless design, modern upgrades, and coastal convenience. Move-in ready and thoughtfully enhanced throughout, this residence delivers both comfort and sophistication in a serene, wooded setting. Ideally positioned within the community, the home is just moments from the neighborhood pool and approximately ¼ mile to the nearest beach access, making it easy to enjoy the best of the Emerald Coast lifestyle. Inside, the open-concept floor plan is filled with natural light and elevated by white oak flooring, soaring ceilings, and expansive windows. The chef's kitchen is a true centerpiece, featuring white cabinetry, marble countertops, a shiplap and cedar backsplash, breakfast bar, upgraded stainless steel appliances, and a ZLINE commercial-grade range with six gas burners, electric oven, and vent hood. A spacious butler's pantry adds both function and style. The main living and dining areas are designed for effortless entertaining, highlighted by a vaulted ceiling and 8-foot folding French doors that open to an oversized patio and backyard perfect for seamless indoor-outdoor living. The main-level primary suite offers a private retreat, complete with reclaimed 9-foot barn doors, a spa-inspired bathroom with marble flooring, a large glass-enclosed shower, double vanities, a freestanding soaking tub, and an expansive custom walk-in closet. Upstairs, you'll find three generously sized bedrooms, a full bath with tiled tub/shower and double vanity, and a spacious laundry room with additional storage and natural light. A convenient powder room is located on the main floor for guests. Additional features include full insulation of all interior and exterior walls, blown-in ceiling insulation for enhanced energy efficiency, a paver driveway, and an attached two-car garage. Located near a Jack Nicklaus-designed golf course, multiple marinas, St. Andrews State Park, and an array of dining and entertainment options, this home offers both tranquility and accessibility. This exceptional property captures the essence of Sanctuary Beach living, schedule your private showing today.

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3511 Cottage Cove Lane Facts & Features

  • Type Single Family
  • Sq. ft. 2,375
  • Price/Sq.ft. $252
  • Lot 0.08 Acres

Details

General

Association/HOA

  • Association Amenities: Gated
  • Association: true

School Information

  • Elementary School: Patronis
  • Middle Or Junior School: Surfside
  • High School: Arnold

Green Features

  • Green Energy Efficient: Appliances

Building Information

  • New Construction: false
  • Year Built: 2021

Location/Region

  • County Or Parish: Bay
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0320 - Beach - Middle Central
  • Postal City: Panama City
  • Subdivision Name: Sanctuary Beach

Community/Development

  • Community Features: Pool,Community Pool,Gated

Rent/Lease Information

  • Land Lease: false

Tax Information

  • Tax Annual Amount: 6546.0
  • Tax Year: 2025

General Information

  • Parcel Number: 31368-122-000
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Special Listing Conditions: Listed As-Is

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 4

Building Interior

  • Building Area Total: 2375.0

General Information

  • Appliances: ENERGY STAR Qualified Appliances,Gas Range,Gas Water Heater,Tankless Water Heater
  • Foundation Details: Slab
  • Interior Features: Double Vanity,Interior Steps,Main Level Primary,Smart Home,Soaking Tub,Separate Shower,Walk-In Closet(s)
  • Living Area Source: Appraiser
  • Rooms Total: 13
  • Security Features: Carbon Monoxide Detector(s),Gated Community,Smoke Detector(s)
  • Units Furnished: None
  • Window Features: Double Pane Windows

Exterior

Lot Information

  • Lot Features: Sprinkler System,Paved
  • Lot Size Dimensions: 45x80
  • Lot Size Square Feet: 3485.0
  • Lot Size Units: Acres

Waterfront/View

  • Waterfront: false

Building Exterior/Construction

  • Architectural Style: Craftsman
  • Attached Garage: false
  • Construction Materials: Aluminum Siding,HardiPlank Type,Vinyl Siding,Wood Frame
  • Patio And Porch Features: Covered,Open,Patio,Porch
  • Roof: Composition,Shingle

General Information

  • Exterior Features: Rain Gutters
  • Pool Features: Community
  • Sewer: Public Sewer

Room Information

Room: Dining Room

  • Level: First
  • Dimensions: 14 x 16
  • Length: 14.0
  • Width: 16.0

Room: Garage

  • Level: First
  • Dimensions: 20 x 19
  • Length: 20.0
  • Width: 19.0

Room: Half Bath

  • Level: First
  • Dimensions: 10 x 8
  • Length: 10.0
  • Width: 8.0

Room: Kitchen

  • Level: First
  • Dimensions: 13 x 16
  • Length: 13.0
  • Width: 16.0

Room: Living Room

  • Level: First
  • Dimensions: 21 x 16
  • Length: 21.0
  • Width: 16.0
  • Description: All measurements are approximate , Buyer to verify. Home and community information, including pricing, features, terms and availability are subject to change without notice.

Room: Porch

  • Level: First
  • Dimensions: 28 x 8
  • Length: 28.0
  • Width: 8.0

Room: Primary Bathroom

  • Level: First
  • Dimensions: 20.5 x 6
  • Length: 20.5
  • Width: 6.0

Room: Primary Bedroom

  • Level: First
  • Dimensions: 15 x 12
  • Length: 15.0
  • Width: 12.0

Room: Bedroom

  • Level: Second
  • Dimensions: 13 x 12
  • Length: 13.0
  • Width: 12.0

Room: Bedroom

  • Level: Second
  • Dimensions: 13 x 11
  • Length: 13.0
  • Width: 11.0

Room: Bedroom

  • Level: Second
  • Dimensions: 14 x 12
  • Length: 14.0
  • Width: 12.0

Room: Full Bath

  • Level: Second
  • Dimensions: 12 x 5
  • Length: 12.0
  • Width: 5.0

Room: Laundry

  • Level: Second
  • Dimensions: 10.5 x 6.5
  • Length: 10.5
  • Width: 6.5

3511 Cottage Cove Lane Neighborhood

Community

32408 (Panama City Beach) Demographics

43
Median Age
751
Population Density (per sq. mile)
48%
College Educated
$57,202
Estimated Median Income
5,833
Estimated Total Home Owners
2,869
Estimated Total Renters
67% / 33%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

3511 Cottage Cove Lane Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

3511 Cottage Cove Lane Market Data

Based on the last 30 days in this zip code

$616,879
Average List Price
$391
Average Price per Square Foot
97
Properties Sold
89
Average Days on Market
1,054
Properties for Sale
Calculations provided by Reliance Network

3511 Cottage Cove Lane History

Date Event Value Agent
4/13/2026Source: Central Panhandle MLS Added to Database
April 13, 2026