Listing provided courtesy of Richardson Realty International Inc- MLS# 989788MLS Provider

7 Bay Cove LaneShalimar, FL 32579

Single Family · 5 Beds · 6 Full Baths · 1 Half Bath · 7,033 Sq. ft. | 0.49 Acres
$3,450,000 Active

7 Bay Cove Lane Overview

Time on Site:
224 days
Visits:
4

Experience a level of coastal living rarely offered along the Emerald Coast. This Spanish Mediterranean waterfront residence blends architectural elegance, fortress-level engineering, and intentional design for everyday comfort. Set on 102 feet of Choctawhatchee Bay frontage, the home offers more than 9,000 sq. ft. of total space with 7,272 sq. ft. of heated/cooled living area, positioned off of two quiet dead-end streets with only local traffic. Built with 12-inch Logix ICF concrete walls, impact-rated Low-E windows and doors, open-cell foam attic and garage insulation, Hurriquake roofing nails, a concrete barrel tile roof, an upgraded double-thickness vinyl seawall with granite rip rap, Snap Jacket dock piling protection, and a 45kW natural gas whole-house generator, this residence is engineered for strength, stability, and long-term peace of mind. It is also pre-wired for solar and fully framed and prewired for a future elevator, adding future-ready capability to its substantial resilience profile. After walking up the paved driveway and past lush landscaping with mature trees, the grand entrance begins with bay views through custom 10-foot Spanish Cedar and beveled-glass front doors that lead into a foyer centered around a free-standing engineered travertine staircase crowned by a motorized chandelier set in Pecky Cypress ceiling. Chiseled marble flooring extends throughout the first floor, guiding you through expansive living and dining areas framed by two full-wall retractable sliding glass doors that open to sweeping bay views. Four gas fireplaces, custom wood cabinetry, granite surfaces throughout, and a dedicated wet bar with ice maker and wine cooler elevate both everyday living and entertaining. The home's layout reflects thoughtful intentionality. A hidden private staircase leads directly to the study from the master wing, providing private access without disturbing activity elsewhere in the home. The upstairs study/lounge offers flexible space for reading, gaming, work, or relaxation. A full in-law suite includes its own entrance, driveway, kitchenette, bath, and laundry. Additional conveniences include a heated/cooled insulated workshop/garage, four zoned HVAC systems, whole-home A/V and Internet/Data wiring, central vacuum, hands free intercom system, and a stand-up attic for storage. Outdoor living is exceptional. A 20,000-gallon concrete heated saltwater pool with attached hot tub and custom lighted stone fountain anchors the bayfront backdrop, complemented by two screened lanais (one with a retractable screen), a NatureKast outdoor kitchen with gas grill and hood, and Pecky Cypress ceilings on all covered lanais and balconies. From the pool area, enjoy direct access to the outdoor shower or a dedicated pool bathroom complete with shower and floor drain. The Polaris EOS smart pool/landscape lighting system enables easy control from indoors or remotely. The reinforced dock offers water, electric, a boat lift, and a jet ski lift allowing you to keep your boat and wave runner on the lift, not in the driveway. From here, you can reach Destin by boat often faster than by car. This location embraces a lifestyle that feels like a postcard: beautiful sunrises and sunsets, dolphins in your backyard, and the ability to walk or take a golf cart to Shalimar Golf Course. On holidays, watch the Niceville, Destin, and Fort Walton fireworks simultaneously over the bay from your fire pit, hot tub, or pool deck. Walk to the end of your dock to pull up blue crabs or catch redfish and trout for dinner. Positioned in Flood Zone X, the home does not require flood insurance under current lender guidelines, providing additional ease and confidence for coastal living. Zoned for the Okaloosa County School District, known for its consistent A rating by the State of Florida, this home offers the perfect blend of beauty, strength, practicality, and coastal freedom. Best of all... NO HOA! Paint your mailbox whatever color you wa

Love this property?
Create a profile so you can receive updates on this property as soon as they happen!
View Map

7 Bay Cove Lane Facts & Features

  • Type Single Family
  • Sq. ft. 7,033
  • Price/Sq.ft. $491
  • Lot 0.49 Acres

Details

General

School Information

  • Elementary School: Shalimar
  • Middle Or Junior School: Meigs
  • High School: Choctawhatchee

Listing Information

  • Buyer Financing: Conventional,VA,Other

Building Information

  • New Construction: false
  • Year Built: 2010

Location/Region

  • County Or Parish: Okaloosa
  • MLS Area Major: 12 - Fort Walton Beach
  • MLS Area Minor: 1210 - Shalimar
  • Subdivision Name: LAKE LORRAINE ESTATES

Tax Information

  • Tax Annual Amount: 13954.5
  • Tax Year: 2024

General Information

  • Parcel Number: 05-2S-23-1430-000A-0330
  • Property Condition: Construction Complete
  • Property Sub Type: Detached Single Family
  • Property Type: Residential
  • Zoning: Resid Single Family

Interior

Parking Information

  • Garage Spaces: 3.0

Beds/Baths

  • Bathrooms Full: 6
  • Bathrooms Half: 1
  • Bathrooms Total: 7
  • Bedrooms Total: 5

Building Interior

  • Building Area Source: County PA Records
  • Building Area Total: 7033.0

General Information

  • Appliances: Auto Garage Door Opn,Central Vacuum,Dishwasher,Disposal,Intercom,Microwave,Refrigerator W/IceMk,Security System,Smoke Detector,Stove/Oven Gas,Water Heater - Gas,Water Heater - Tnkls
  • Interior Features: Built-In Bookcases,Ceiling Raised,Fireplace,Fireplace 2+,Kitchen Island,Lighting Recessed,Pantry,Shelving,Washer/Dryer Hookup,Wet Bar
  • Rooms Total: 17
  • Stories: 2
  • Window Features: Plantation Shutters,Double Pane Windows,Storm Windows

Exterior

Lot Information

  • Lot Features: Bulkhead/Seawall,Dead End,Within 1/2 Mile to Water
  • Lot Size Acres: 0.49
  • Lot Size Area: 0.49
  • Lot Size Dimensions: 100x184x102x185
  • Lot Size Square Feet: 21344.4
  • Lot Size Units: Acres
  • Road Surface Type: Paved

Waterfront/View

  • View: Bay
  • Waterfront Features: Bay
  • Waterfront: true

Building Exterior/Construction

  • Architectural Style: Mediterranean
  • Attached Garage: true
  • Construction Materials: Concrete,Frame,Siding Brick Some,Stucco

General Information

  • Carport: false
  • Exterior Features: Rain Gutter,Balcony,Boatlift,Dock,Hot Tub,Lawn Pump,Shower,Sprinkler System
  • Fencing: Fenced Lot-All
  • Pool Features: Pool - Heated,Pool - In-Ground,Pool Type
  • Utilities: Gas - Natural,Public Water,TV Cable

Room Information

Room: Other

    Room: Other

      Room: Den

      • Level: First
      • Dimensions: 21.4 x 19.7
      • Length: 21.40
      • Width: 19.70

      Room: Den

      • Level: First
      • Dimensions: 21.4 x 19.7
      • Length: 21.40
      • Width: 19.70

      Room: Dining Area

      • Level: First
      • Dimensions: 17.8 x 11.6
      • Length: 17.80
      • Width: 11.60

      Room: Dining Area

      • Level: First
      • Dimensions: 17.8 x 11.6
      • Length: 17.80
      • Width: 11.60

      Room: Garage

      • Level: First
      • Dimensions: 21.4 x 31.8
      • Length: 21.40
      • Width: 31.80

      Room: Garage

      • Level: First
      • Dimensions: 21.4 x 31.8
      • Length: 21.40
      • Width: 31.80

      Room: Great Room

      • Level: First
      • Dimensions: 25.4 x 29
      • Length: 25.40
      • Width: 29.00

      Room: Great Room

      • Level: First
      • Dimensions: 25.4 x 29
      • Length: 25.40
      • Width: 29.00

      Room: Kitchen

      • Level: First
      • Dimensions: 17 x 14.7
      • Length: 17.00
      • Width: 14.70

      Room: Kitchen

      • Level: First
      • Dimensions: 17 x 14.7
      • Length: 17.00
      • Width: 14.70

      Room: Laundry

      • Level: First
      • Dimensions: 15.4 x 10
      • Length: 15.40
      • Width: 10.00

      Room: Laundry

      • Level: First
      • Dimensions: 15.4 x 10
      • Length: 15.40
      • Width: 10.00

      Room: Other

      • Level: First
      • Dimensions: 16.2 x 14.9
      • Length: 16.20
      • Width: 14.90
      • Description: Study

      Room: Other

      • Level: First
      • Dimensions: 16.2 x 14.9
      • Length: 16.20
      • Width: 14.90
      • Description: Study

      Room: Workshop

      • Level: First
      • Dimensions: 21.4 x 13.8
      • Length: 21.40
      • Width: 13.80
      • Description: A/C Workshop Garage

      Room: Workshop

      • Level: First
      • Dimensions: 21.4 x 13.8
      • Length: 21.40
      • Width: 13.80
      • Description: A/C Workshop Garage

      Room: Balcony

      • Level: Second
      • Dimensions: 18.2 x 7
      • Length: 18.20
      • Width: 7.00
      • Description: Secondary Suite Balcony

      Room: Balcony

      • Level: Second
      • Dimensions: 21.6 x 7
      • Length: 21.60
      • Width: 7.00
      • Description: Master Suite Balcony

      Room: Balcony

      • Level: Second
      • Dimensions: 21.6 x 7
      • Length: 21.60
      • Width: 7.00
      • Description: Master Suite Balcony

      Room: Balcony

      • Level: Second
      • Dimensions: 18.2 x 7
      • Length: 18.20
      • Width: 7.00
      • Description: Secondary Suite Balcony

      Room: Bedroom

      • Level: Second
      • Dimensions: 14 x 15
      • Length: 14.00
      • Width: 15.00

      Room: Bedroom

      • Level: Second
      • Dimensions: 13.6 x 15
      • Length: 13.60
      • Width: 15.00

      Room: Bedroom

      • Level: Second
      • Dimensions: 12 x 12
      • Length: 12.00
      • Width: 12.00
      • Description: In-Law Suite

      Room: Bedroom

      • Level: Second
      • Dimensions: 14 x 15
      • Length: 14.00
      • Width: 15.00

      Room: Bedroom

      • Level: Second
      • Dimensions: 13.6 x 15
      • Length: 13.60
      • Width: 15.00

      Room: Bedroom

      • Level: Second
      • Dimensions: 12 x 12
      • Length: 12.00
      • Width: 12.00
      • Description: In-Law Suite

      Room: Bonus Room

      • Level: Second
      • Dimensions: 15.8 x 14
      • Length: 15.80
      • Width: 14.00
      • Description: Secondary Suite

      Room: Bonus Room

      • Level: Second
      • Dimensions: 15.8 x 14
      • Length: 15.80
      • Width: 14.00
      • Description: Secondary Suite

      Room: Living Room

      • Level: Second
      • Dimensions: 11 x 16
      • Length: 11.00
      • Width: 16.00
      • Description: In-Law Living Area

      Room: Living Room

      • Level: Second
      • Dimensions: 11 x 16
      • Length: 11.00
      • Width: 16.00
      • Description: In-Law Living Area

      Room: Master Bedroom

      • Level: Second
      • Dimensions: 20.8 x 21.5
      • Length: 20.80
      • Width: 21.50

      Room: Master Bedroom

      • Level: Second
      • Dimensions: 20.8 x 21.5
      • Length: 20.80
      • Width: 21.50

      7 Bay Cove Lane Neighborhood

      Community

      32579 (SHALIMAR) Demographics

      46
      Median Age
      1,598
      Population Density (per sq. mile)
      57%
      College Educated
      $84,375
      Estimated Median Income
      3,085
      Estimated Total Home Owners
      1,297
      Estimated Total Renters
      70% / 30%
      Estimated Owner / Renter Divide
      2
      Estimated Average Household Size
      Community data courtesy of LiveBy, Inc.

      Schools

      School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

      7 Bay Cove Lane Monthly Cost

      $
      $ %
      %
      $
      $
      * All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

      7 Bay Cove Lane Market Data

      Based on the last 30 days in this zip code

      $590,218
      Average List Price
      $271
      Average Price per Square Foot
      21
      Properties Sold
      120
      Average Days on Market
      95
      Properties for Sale
      Calculations provided by Reliance Network

      7 Bay Cove Lane History

      Date Event Value Agent
      11/17/2025Source: Emerald Coast MLS Added to Database
      November 17, 2025